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Impact of microfinance on business income of SMEs in Malaysia

Microfinance facilities in Malaysia began in 1987 with the establishment of Amanah Ikhtiar Malaysia (AIM). Due to the importance of Small Medium Enterprises (SME) in the country’s economic growth, Malaysia government has encouraged the involvement of more financial institutions in providing microcre...

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Main Authors: Mohd Ashhari, Zariyawati, Faizal, Diana Rose, Md Nassir, Annuar, Mokhtar, Suraya Hanim
Format: Conference or Workshop Item
Language:English
Published: 2015
Online Access:http://psasir.upm.edu.my/id/eprint/75665/1/ICEBSS-1.pdf
http://psasir.upm.edu.my/id/eprint/75665/
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spelling my.upm.eprints.756652019-11-12T02:46:51Z http://psasir.upm.edu.my/id/eprint/75665/ Impact of microfinance on business income of SMEs in Malaysia Mohd Ashhari, Zariyawati Faizal, Diana Rose Md Nassir, Annuar Mokhtar, Suraya Hanim Microfinance facilities in Malaysia began in 1987 with the establishment of Amanah Ikhtiar Malaysia (AIM). Due to the importance of Small Medium Enterprises (SME) in the country’s economic growth, Malaysia government has encouraged the involvement of more financial institutions in providing microcredit products to the public. Further, in 2006 the National SME Development Council (NSDC) approved a complete microfinance institutional framework proposed by Bank Negara Malaysia, comprising banking institutions, development financial institutions (DFIs) and credit cooperatives to generate a sustainable microfinance industry. Today, microfinance facilities are expected to bring vast impacts on development of SMEs in Malaysia. Therefore, the purpose of this study is to investigate the impact of microfinance facilities on business income of SMEs in Malaysia. Results show that microfinance brings essential effect toward business’ income of SMEs in Malaysia. SMEs has utilized the capital that they obtain from microfinance to improve their business. 2015 Conference or Workshop Item PeerReviewed text en http://psasir.upm.edu.my/id/eprint/75665/1/ICEBSS-1.pdf Mohd Ashhari, Zariyawati and Faizal, Diana Rose and Md Nassir, Annuar and Mokhtar, Suraya Hanim (2015) Impact of microfinance on business income of SMEs in Malaysia. In: International Conference on Entrepreneurship, Business and Social Sciences (ICEBSS), 13-14 Aug. 2015, Yogyakarta, Indonesia. (pp. 1-16).
institution Universiti Putra Malaysia
building UPM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Putra Malaysia
content_source UPM Institutional Repository
url_provider http://psasir.upm.edu.my/
language English
description Microfinance facilities in Malaysia began in 1987 with the establishment of Amanah Ikhtiar Malaysia (AIM). Due to the importance of Small Medium Enterprises (SME) in the country’s economic growth, Malaysia government has encouraged the involvement of more financial institutions in providing microcredit products to the public. Further, in 2006 the National SME Development Council (NSDC) approved a complete microfinance institutional framework proposed by Bank Negara Malaysia, comprising banking institutions, development financial institutions (DFIs) and credit cooperatives to generate a sustainable microfinance industry. Today, microfinance facilities are expected to bring vast impacts on development of SMEs in Malaysia. Therefore, the purpose of this study is to investigate the impact of microfinance facilities on business income of SMEs in Malaysia. Results show that microfinance brings essential effect toward business’ income of SMEs in Malaysia. SMEs has utilized the capital that they obtain from microfinance to improve their business.
format Conference or Workshop Item
author Mohd Ashhari, Zariyawati
Faizal, Diana Rose
Md Nassir, Annuar
Mokhtar, Suraya Hanim
spellingShingle Mohd Ashhari, Zariyawati
Faizal, Diana Rose
Md Nassir, Annuar
Mokhtar, Suraya Hanim
Impact of microfinance on business income of SMEs in Malaysia
author_facet Mohd Ashhari, Zariyawati
Faizal, Diana Rose
Md Nassir, Annuar
Mokhtar, Suraya Hanim
author_sort Mohd Ashhari, Zariyawati
title Impact of microfinance on business income of SMEs in Malaysia
title_short Impact of microfinance on business income of SMEs in Malaysia
title_full Impact of microfinance on business income of SMEs in Malaysia
title_fullStr Impact of microfinance on business income of SMEs in Malaysia
title_full_unstemmed Impact of microfinance on business income of SMEs in Malaysia
title_sort impact of microfinance on business income of smes in malaysia
publishDate 2015
url http://psasir.upm.edu.my/id/eprint/75665/1/ICEBSS-1.pdf
http://psasir.upm.edu.my/id/eprint/75665/
_version_ 1651869210269188096
score 13.211869

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