Faiz, A., Fernando, Y., & Faris, A. (2025). An experiential pathway to fintech: An extended UTAUT2 analysis of technology adoption among indigenous Malaysian MSMEs. HBZ & Partners PLT.
Chicago Style (17th ed.) CitationFaiz, Azizul, Yudi Fernando, and Azizul Faris. An Experiential Pathway to Fintech: An Extended UTAUT2 Analysis of Technology Adoption Among Indigenous Malaysian MSMEs. HBZ & Partners PLT, 2025.
MLA (9th ed.) CitationFaiz, Azizul, et al. An Experiential Pathway to Fintech: An Extended UTAUT2 Analysis of Technology Adoption Among Indigenous Malaysian MSMEs. HBZ & Partners PLT, 2025.
Warning: These citations may not always be 100% accurate.