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Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia

Purpose - The paper sought to identify the effieciency level of the insurer and investigated the relationship between efficiency and solvency, particularly companies in the life insurance sector. This study also attempted to examine the relationship between size and solvency Design/Methodology/Appr...

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Main Authors: Yakob, Rubayah, Isa, Zaidi
Format: Article
Language:English
Published: Universiti Utara Malaysia 2008
Subjects:
HG Finance
Online Access:http://repo.uum.edu.my/596/1/Rubayah_Yakob.pdf
http://repo.uum.edu.my/596/
http://ijms.uum.edu.my
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spelling my.uum.repo.5962010-09-29T04:51:21Z http://repo.uum.edu.my/596/ Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia Yakob, Rubayah Isa, Zaidi HG Finance Purpose - The paper sought to identify the effieciency level of the insurer and investigated the relationship between efficiency and solvency, particularly companies in the life insurance sector. This study also attempted to examine the relationship between size and solvency Design/Methodology/Approach - Efficiency level or score for all life insruance companies were derived from the stochastic frontier analysis(SFA). In addition, panel data analysis was used to investigate the relationship between size and efficiency score with solvency of the insurer. Two year data,ranging from 2003 to 2004, were used in this study. Findings - The results proved that the majority of life insurers do not operat in-line with the efficiency frontier and this was because of the inefficiency in handling resources (technical inefficiency). The study also discovered that size and efficiency are significantly related to life insurer solvency. The model which was developed can be used in assisting several parties such as consumers, life insurers, and policy makers to improve the existing insurance system.Originality/Value - The paper used a different approach to measure efficiency, which was a parametric approach as compared to a non-parametric approach, namely Data envelopment analysis (DEA). Exploring the possibility of incoporating effciency scores as one of the determinant for solvency would be beneficial to the life insurance industry players. Paper type - Research Paper. Universiti Utara Malaysia 2008 Article PeerReviewed application/pdf en http://repo.uum.edu.my/596/1/Rubayah_Yakob.pdf Yakob, Rubayah and Isa, Zaidi (2008) Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia. International Journal of Management Studies (IJMS), 15. pp. 177-197. ISSN 0127-8983 http://ijms.uum.edu.my
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutionali Repository
url_provider http://repo.uum.edu.my/
language English
topic HG Finance
spellingShingle HG Finance
Yakob, Rubayah
Isa, Zaidi
Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia
description Purpose - The paper sought to identify the effieciency level of the insurer and investigated the relationship between efficiency and solvency, particularly companies in the life insurance sector. This study also attempted to examine the relationship between size and solvency Design/Methodology/Approach - Efficiency level or score for all life insruance companies were derived from the stochastic frontier analysis(SFA). In addition, panel data analysis was used to investigate the relationship between size and efficiency score with solvency of the insurer. Two year data,ranging from 2003 to 2004, were used in this study. Findings - The results proved that the majority of life insurers do not operat in-line with the efficiency frontier and this was because of the inefficiency in handling resources (technical inefficiency). The study also discovered that size and efficiency are significantly related to life insurer solvency. The model which was developed can be used in assisting several parties such as consumers, life insurers, and policy makers to improve the existing insurance system.Originality/Value - The paper used a different approach to measure efficiency, which was a parametric approach as compared to a non-parametric approach, namely Data envelopment analysis (DEA). Exploring the possibility of incoporating effciency scores as one of the determinant for solvency would be beneficial to the life insurance industry players. Paper type - Research Paper.
format Article
author Yakob, Rubayah
Isa, Zaidi
author_facet Yakob, Rubayah
Isa, Zaidi
author_sort Yakob, Rubayah
title Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia
title_short Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia
title_full Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia
title_fullStr Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia
title_full_unstemmed Kesolvenan dan kecekapan teknikal syarikat insurans hayat di Malaysia
title_sort kesolvenan dan kecekapan teknikal syarikat insurans hayat di malaysia
publisher Universiti Utara Malaysia
publishDate 2008
url http://repo.uum.edu.my/596/1/Rubayah_Yakob.pdf
http://repo.uum.edu.my/596/
http://ijms.uum.edu.my
_version_ 1644277832532099072
score 13.211869

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