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The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits

Aim: The study investigated the relationship between accessibility, relevance, expected benefits, and usage of Islamic financial services among Zanzibar residents. Method: This study was based on a quantitative approach. A multistage sampling process was used to obtain questionnaire responses across...

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Main Authors: Khamis, Fauz Moh’d, Isa, Mohamad Yazid, Yusuff, Noraini
Format: Article
Language:English
Published: Everant Journals 2022
Subjects:
HG Finance
Online Access:https://repo.uum.edu.my/id/eprint/31427/1/JEFMS%2005%2001%202022%202466-2656.pdf
https://repo.uum.edu.my/id/eprint/31427/
https://ijefm.co.in/
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spelling my.uum.repo.314272024-10-12T09:17:38Z https://repo.uum.edu.my/id/eprint/31427/ The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits Khamis, Fauz Moh’d Isa, Mohamad Yazid Yusuff, Noraini HG Finance Aim: The study investigated the relationship between accessibility, relevance, expected benefits, and usage of Islamic financial services among Zanzibar residents. Method: This study was based on a quantitative approach. A multistage sampling process was used to obtain questionnaire responses across all five regions of Zanzibar. A total of 400 questionnaires were used for the analysis. Findings: The results indicate a significant influence of accessibility, relevancy, and expected benefits on the usage of Islamic financial services in Zanzibar. Limitation of the study: This study focuses on only three (supply-side) determinants of the use of Islamic financial services in Zanzibar. Practical Implication: This study provides empirical evidence in the new environment of Zanzibar, where Islamic finance is growing steadily. These findings will be useful for future researchers studying Islamic finance and financial inclusion. In addition, the study's findings provide research inputs to financial service providers and policymakers toward enhancing their reach to customers. Originality: This study is the first to assess the relationship between accessibility, relevance, expected benefits, and usage of Islamic financial services. In addition, the current study provides the evidence about usage of Islamic financial services in new environment; Zanzibar, the emerging Islamic financial market in East Africa Everant Journals 2022 Article PeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/31427/1/JEFMS%2005%2001%202022%202466-2656.pdf Khamis, Fauz Moh’d and Isa, Mohamad Yazid and Yusuff, Noraini (2022) The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits. Journal of Economics, Finance and Management Studies, 5 (1). pp. 2466-2656. ISSN 2644-0490 https://ijefm.co.in/ DOI: 10.47191/jefms/v5-i9-18 DOI: 10.47191/jefms/v5-i9-18
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutional Repository
url_provider http://repo.uum.edu.my/
language English
topic HG Finance
spellingShingle HG Finance
Khamis, Fauz Moh’d
Isa, Mohamad Yazid
Yusuff, Noraini
The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits
description Aim: The study investigated the relationship between accessibility, relevance, expected benefits, and usage of Islamic financial services among Zanzibar residents. Method: This study was based on a quantitative approach. A multistage sampling process was used to obtain questionnaire responses across all five regions of Zanzibar. A total of 400 questionnaires were used for the analysis. Findings: The results indicate a significant influence of accessibility, relevancy, and expected benefits on the usage of Islamic financial services in Zanzibar. Limitation of the study: This study focuses on only three (supply-side) determinants of the use of Islamic financial services in Zanzibar. Practical Implication: This study provides empirical evidence in the new environment of Zanzibar, where Islamic finance is growing steadily. These findings will be useful for future researchers studying Islamic finance and financial inclusion. In addition, the study's findings provide research inputs to financial service providers and policymakers toward enhancing their reach to customers. Originality: This study is the first to assess the relationship between accessibility, relevance, expected benefits, and usage of Islamic financial services. In addition, the current study provides the evidence about usage of Islamic financial services in new environment; Zanzibar, the emerging Islamic financial market in East Africa
format Article
author Khamis, Fauz Moh’d
Isa, Mohamad Yazid
Yusuff, Noraini
author_facet Khamis, Fauz Moh’d
Isa, Mohamad Yazid
Yusuff, Noraini
author_sort Khamis, Fauz Moh’d
title The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits
title_short The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits
title_full The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits
title_fullStr The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits
title_full_unstemmed The Usage of Islamic Financial Services in Zanzibar: The Influence of Accessibility, Relevancy and Expected Benefits
title_sort usage of islamic financial services in zanzibar: the influence of accessibility, relevancy and expected benefits
publisher Everant Journals
publishDate 2022
url https://repo.uum.edu.my/id/eprint/31427/1/JEFMS%2005%2001%202022%202466-2656.pdf
https://repo.uum.edu.my/id/eprint/31427/
https://ijefm.co.in/
_version_ 1814057300525056000
score 13.211869

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