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Key risk determinant of listed deposit-taking institutions in Malaysia

Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors assoc...

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Main Authors: Ahmad, Nor Hayati, Arif, Mohamed
Format: Article
Language:English
Published: Universiti Utara Malaysia 2004
Subjects:
HG Finance
Online Access:http://repo.uum.edu.my/310/1/Nor_Hayati_Ahmad.pdf
http://repo.uum.edu.my/310/
http://mmj.uum.edu.my/
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spelling my.uum.repo.3102015-06-25T07:04:46Z http://repo.uum.edu.my/310/ Key risk determinant of listed deposit-taking institutions in Malaysia Ahmad, Nor Hayati Arif, Mohamed HG Finance Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors associated with the risk of locally listed deposit-taking institutions. The findings show that three factors were signlficantly associated with unsystematic risk, while the systematic risk and the total risk of these deposit-taking institutions were significantly affected by four main factors. These four factors namely non-performing loans, cost of funds, loan to deposit ratio and inter-bank offered rate however; were found to have a more profound effect on the total risk than on the systematic risk or the unsystematic risk of Malaysian deposit-taking institutions. Universiti Utara Malaysia 2004 Article PeerReviewed application/pdf en http://repo.uum.edu.my/310/1/Nor_Hayati_Ahmad.pdf Ahmad, Nor Hayati and Arif, Mohamed (2004) Key risk determinant of listed deposit-taking institutions in Malaysia. Malaysian Management Journal, 8 (1). pp. 69-81. ISSN 0128-6226 http://mmj.uum.edu.my/
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutionali Repository
url_provider http://repo.uum.edu.my/
language English
topic HG Finance
spellingShingle HG Finance
Ahmad, Nor Hayati
Arif, Mohamed
Key risk determinant of listed deposit-taking institutions in Malaysia
description Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors associated with the risk of locally listed deposit-taking institutions. The findings show that three factors were signlficantly associated with unsystematic risk, while the systematic risk and the total risk of these deposit-taking institutions were significantly affected by four main factors. These four factors namely non-performing loans, cost of funds, loan to deposit ratio and inter-bank offered rate however; were found to have a more profound effect on the total risk than on the systematic risk or the unsystematic risk of Malaysian deposit-taking institutions.
format Article
author Ahmad, Nor Hayati
Arif, Mohamed
author_facet Ahmad, Nor Hayati
Arif, Mohamed
author_sort Ahmad, Nor Hayati
title Key risk determinant of listed deposit-taking institutions in Malaysia
title_short Key risk determinant of listed deposit-taking institutions in Malaysia
title_full Key risk determinant of listed deposit-taking institutions in Malaysia
title_fullStr Key risk determinant of listed deposit-taking institutions in Malaysia
title_full_unstemmed Key risk determinant of listed deposit-taking institutions in Malaysia
title_sort key risk determinant of listed deposit-taking institutions in malaysia
publisher Universiti Utara Malaysia
publishDate 2004
url http://repo.uum.edu.my/310/1/Nor_Hayati_Ahmad.pdf
http://repo.uum.edu.my/310/
http://mmj.uum.edu.my/
_version_ 1644277763365928960
score 13.211869

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