Financial Management Skills Of Student University
Financial management defined as behavior and perceptions about how financial is managed. For the present, student financial management refers to the behavior and perceptions of how students manage their finances and handle their money during studies. The aim of this study is to assess university stu...
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| Main Authors: | , , |
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| Format: | Conference or Workshop Item |
| Language: | English |
| Published: |
Tulungagung University
2021
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| Subjects: | |
| Online Access: | https://repo.uum.edu.my/id/eprint/30754/1/ISUT%203%202021%20110-116.pdf https://repo.uum.edu.my/id/eprint/30754/ https://conference.unita.ac.id/index.php/conference/article/view/66 |
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| Summary: | Financial management defined as behavior and perceptions about how financial is managed. For the present, student financial management refers to the behavior and perceptions of how students manage their finances and handle their money during studies. The aim of this study is to assess university students’ financial management skills. Data were collected among Universiti Utara Malaysia (UUM) students. The selection of this sample was students with an age between 18 years old to 25 years old. The sample was selected through the simple random sampling technique with the sample size of 114 respondents. Perceived financial management skills were measured using a Likert scale from 1 (unskilled) to 5 (skilful) on 12 management related items: daily expenses, debt, future needs, time, savings, use of education loan, purpose of education loan, social interaction, stress, decision making, problem solving and career planning. The data were analyzed by using t-tests and Analyses of Variances (ANOVA) through Statistical Packages for Social Sciences (SPSS) version 25. The scores for the financial management skills were computed and the results revealed there was no gender difference in the score. However, the female students showed a higher level of financial skills than the males. Therefore, there are significant differences in the mean score among ethnic groups, with Indian students scoring the lowest compared to other ethnic groups |
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