The moderating effects of financial literacy on intention towards indebtedness amongst government servants: a proposed framework

This paper, which is conceptual in nature, discuss the moderating effect of the relationship between several factors that may affect the intention towards indebtedness among government servants. The proposed variables under examination are attitude towards indebtedness, lifestyle and religious oblig...

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Bibliographic Details
Main Authors: Asli, Ani Asmaa, Sawandi, Norfaiezah, Saad, Ram Al Jaffri
Format: Article
Language:English
Published: CA and CC Press AB 2021
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Online Access:https://repo.uum.edu.my/id/eprint/28719/1/CATC%2022%2005%202021%20333-342.pdf
https://repo.uum.edu.my/id/eprint/28719/
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Summary:This paper, which is conceptual in nature, discuss the moderating effect of the relationship between several factors that may affect the intention towards indebtedness among government servants. The proposed variables under examination are attitude towards indebtedness, lifestyle and religious obligations while and financial literacy serve as a moderator variable. If validated, the work would be used as a reference to the government, policy makers, regulators practitioners and other stakeholder curbing the adverse of financial illiteracy in Malaysia.