The Dynamics of Credit Quality and Implications for The Pricing of Small Business Loans

We analyze the implications of the dynamics of credit scores for small businesses; strategies for banks to maximize revenues; and Basel II minimum capital requirements on loan pricing for loans to small firms that do not have access to capital markets. Relating dynamic changes in the competitive env...

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Bibliographic Details
Main Authors: Cowan, Adrian M., Cowan, Charles D.
Format: Article
Language:English
Published: Universiti Utara Malaysia 2008
Subjects:
Online Access:http://repo.uum.edu.my/25088/1/IJBF%205%202%202008%2031%2060.pdf
http://repo.uum.edu.my/25088/
http://ijbf.uum.edu.my/index.php/previous-issues/136-the-international-journal-of-banking-and-finance-ijbf-vol-5-no-2-2008
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