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A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand

Objective: Microcredit refers to a variety of financial services that target low-income clients, particularly the rural customers.Microcredit programme provides small loans to the very poor in order to undertake selfemployment and other financial and business activities to generate income.It has pro...

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Main Authors: Ahmed, Ferdoushi, Mia, Md Shahin, Wiboonpongse, Aree, Boonsrirat, Pitchaya
Format: Conference or Workshop Item
Language:English
Published: 2017
Subjects:
HD28 Management. Industrial Management
Online Access:http://repo.uum.edu.my/24844/1/2nd%20IRC%202017%2081.pdf
http://repo.uum.edu.my/24844/
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spelling my.uum.repo.248442018-09-26T07:24:05Z http://repo.uum.edu.my/24844/ A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand Ahmed, Ferdoushi Mia, Md Shahin Wiboonpongse, Aree Boonsrirat, Pitchaya HD28 Management. Industrial Management Objective: Microcredit refers to a variety of financial services that target low-income clients, particularly the rural customers.Microcredit programme provides small loans to the very poor in order to undertake selfemployment and other financial and business activities to generate income.It has proven to be an effective and popular measure in the ongoing struggle against poverty.Currently, there are many microcredit programmes offered by government and non-government organizations in Thailand. This paper aims to conduct a comparative study on government and non-government based microcredit programmes in Thailand. The paper also assesses and compares the impacts of various microcredit programmes in enhancing income generating activities among the poor people in Thailand.Methodology: Literatures for review were identified from various sources such as journals, reports, proceedings, and other related documents by searching comprehensively both electronics and nonelectronics databases. Websites of the organizations known to have undertaken research in this area were also searched to find related documents and reports. Findings: Based on the review of literature, it was found that only a few government institutions are currently engaged with microcredit programmes in Thailand.The Government Savings Bank (GSB) is a well-known institution that has several programs for the poor including group savings and loans. However, most of the activities of this institution are for urban poor.The Bank for Agriculture and Agricultural Co-operatives (BAAC) is a very large government institution that works mainly for the rural farmers. On the other hand, there are a number of non-government organizations that provide credit and other financial services to the poor people in Thailand.The pioneer non-government institutions are Compassion Thailand, Common Interest International, Mirror Art Group, Population and Community Development Association (PDA), Upland Holistic Development Project (UHDP) and World Vision.Implication: Findings of the study show that microcredit programmes offered by both government and nongovernment organizations contribute to the development of socio-economic status of the poor people in Thailand through adequate and timely availability of credit for income generating and productive activities. 2017-07-11 Conference or Workshop Item PeerReviewed application/pdf en http://repo.uum.edu.my/24844/1/2nd%20IRC%202017%2081.pdf Ahmed, Ferdoushi and Mia, Md Shahin and Wiboonpongse, Aree and Boonsrirat, Pitchaya (2017) A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand. In: : 2nd International Research Conference on Economics Business and Social Sciences, 11-12 July 2017, Park Royal Hotel Penang Malaysia., 11-12 July 2017, Park Royal Hotel Penang Malaysia..
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutionali Repository
url_provider http://repo.uum.edu.my/
language English
topic HD28 Management. Industrial Management
spellingShingle HD28 Management. Industrial Management
Ahmed, Ferdoushi
Mia, Md Shahin
Wiboonpongse, Aree
Boonsrirat, Pitchaya
A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand
description Objective: Microcredit refers to a variety of financial services that target low-income clients, particularly the rural customers.Microcredit programme provides small loans to the very poor in order to undertake selfemployment and other financial and business activities to generate income.It has proven to be an effective and popular measure in the ongoing struggle against poverty.Currently, there are many microcredit programmes offered by government and non-government organizations in Thailand. This paper aims to conduct a comparative study on government and non-government based microcredit programmes in Thailand. The paper also assesses and compares the impacts of various microcredit programmes in enhancing income generating activities among the poor people in Thailand.Methodology: Literatures for review were identified from various sources such as journals, reports, proceedings, and other related documents by searching comprehensively both electronics and nonelectronics databases. Websites of the organizations known to have undertaken research in this area were also searched to find related documents and reports. Findings: Based on the review of literature, it was found that only a few government institutions are currently engaged with microcredit programmes in Thailand.The Government Savings Bank (GSB) is a well-known institution that has several programs for the poor including group savings and loans. However, most of the activities of this institution are for urban poor.The Bank for Agriculture and Agricultural Co-operatives (BAAC) is a very large government institution that works mainly for the rural farmers. On the other hand, there are a number of non-government organizations that provide credit and other financial services to the poor people in Thailand.The pioneer non-government institutions are Compassion Thailand, Common Interest International, Mirror Art Group, Population and Community Development Association (PDA), Upland Holistic Development Project (UHDP) and World Vision.Implication: Findings of the study show that microcredit programmes offered by both government and nongovernment organizations contribute to the development of socio-economic status of the poor people in Thailand through adequate and timely availability of credit for income generating and productive activities.
format Conference or Workshop Item
author Ahmed, Ferdoushi
Mia, Md Shahin
Wiboonpongse, Aree
Boonsrirat, Pitchaya
author_facet Ahmed, Ferdoushi
Mia, Md Shahin
Wiboonpongse, Aree
Boonsrirat, Pitchaya
author_sort Ahmed, Ferdoushi
title A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand
title_short A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand
title_full A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand
title_fullStr A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand
title_full_unstemmed A comparative Study on Government and Non-government Based Microcredit Programmes in Thailand
title_sort comparative study on government and non-government based microcredit programmes in thailand
publishDate 2017
url http://repo.uum.edu.my/24844/1/2nd%20IRC%202017%2081.pdf
http://repo.uum.edu.my/24844/
_version_ 1644284156983640064
score 13.211869

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