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Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005

This study will help to shed light on consumer spending and financing in Malaysia.The descriptive and quantitative analyses focuses on how Malaysian consumer spending and financing patterns may change through the economic cycles from 1997 to 2005 and establishes the relationships that will be helpfu...

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Main Author: Lee, Jade Lee Yoke
Format: Monograph
Language:English
Published: Universiti Utara Malaysia 2009
Subjects:
HG Finance
Online Access:http://repo.uum.edu.my/2453/1/Consumer_Behaviour_and_Financing_Pattern_of_Msia_through_Economic_Cycles.pdf
http://repo.uum.edu.my/2453/
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spelling my.uum.repo.24532016-04-25T07:20:29Z http://repo.uum.edu.my/2453/ Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005 Lee, Jade Lee Yoke HG Finance This study will help to shed light on consumer spending and financing in Malaysia.The descriptive and quantitative analyses focuses on how Malaysian consumer spending and financing patterns may change through the economic cycles from 1997 to 2005 and establishes the relationships that will be helpful in predicting the result of the financial and economic shocks. The patterns of residential property loans and various types of consumer credit were examined in relation to the performance of the economy as measured by real GDP. Observations were also made on the trend of purchases on credit basis.The finding shows that there is direct correlation and positive growth for consumer credits throughout the economic cycles. However for residential property it is inversely correlated.In both categories, during an economic downturn there will be contractions in the outstanding loans but it is still viable to extend credit to selected portfolio. Universiti Utara Malaysia 2009-01-10 Monograph NonPeerReviewed application/pdf en http://repo.uum.edu.my/2453/1/Consumer_Behaviour_and_Financing_Pattern_of_Msia_through_Economic_Cycles.pdf Lee, Jade Lee Yoke (2009) Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005. Discussion Paper. Universiti Utara Malaysia. (Unpublished)
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutionali Repository
url_provider http://repo.uum.edu.my/
language English
topic HG Finance
spellingShingle HG Finance
Lee, Jade Lee Yoke
Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005
description This study will help to shed light on consumer spending and financing in Malaysia.The descriptive and quantitative analyses focuses on how Malaysian consumer spending and financing patterns may change through the economic cycles from 1997 to 2005 and establishes the relationships that will be helpful in predicting the result of the financial and economic shocks. The patterns of residential property loans and various types of consumer credit were examined in relation to the performance of the economy as measured by real GDP. Observations were also made on the trend of purchases on credit basis.The finding shows that there is direct correlation and positive growth for consumer credits throughout the economic cycles. However for residential property it is inversely correlated.In both categories, during an economic downturn there will be contractions in the outstanding loans but it is still viable to extend credit to selected portfolio.
format Monograph
author Lee, Jade Lee Yoke
author_facet Lee, Jade Lee Yoke
author_sort Lee, Jade Lee Yoke
title Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005
title_short Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005
title_full Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005
title_fullStr Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005
title_full_unstemmed Consumer behaviour and financing pattern of Malaysia through the economic cycles: 1997 to 2005
title_sort consumer behaviour and financing pattern of malaysia through the economic cycles: 1997 to 2005
publisher Universiti Utara Malaysia
publishDate 2009
url http://repo.uum.edu.my/2453/1/Consumer_Behaviour_and_Financing_Pattern_of_Msia_through_Economic_Cycles.pdf
http://repo.uum.edu.my/2453/
_version_ 1644278240132464640
score 13.211869

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