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Pelaksanaan perbankan Islam di Aceh, Indonesia

The implementation of Islamic banking in Aceh is still minimal compared to conventional banking even though the majority of people in Aceh Province, Indonesia, are Muslims. At the same time, a negative perception has arisen of Islamic banking due to several factors such as lack of information on Isl...

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Main Author: Zaini, Muhammad Amin
Format: Thesis
Language:English
English
Published: 2018
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/7286/1/s90732_01.pdf
https://etd.uum.edu.my/7286/2/s90732_02.pdf
https://etd.uum.edu.my/7286/
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spelling my.uum.etd.72862021-08-11T08:28:51Z https://etd.uum.edu.my/7286/ Pelaksanaan perbankan Islam di Aceh, Indonesia Zaini, Muhammad Amin HG Finance The implementation of Islamic banking in Aceh is still minimal compared to conventional banking even though the majority of people in Aceh Province, Indonesia, are Muslims. At the same time, a negative perception has arisen of Islamic banking due to several factors such as lack of information on Islamic banking, excessive profits on financings, profit amount is assumed to be the same as usury, lack of information, limited types of products, limited knowledge of the Syariah system, incomplete facilities and unclear rates of profit distribution. Thus, the study examined the implementation of Islamic banking in Aceh, Indonesia, and the government’s approaches in strengthening the industry. Besides, this study also identified the level of awareness and knowledge of the people of Aceh in accepting Islamic banking and the obstacles faced by Islamic banks and the government of Aceh in the implementation of Islamic banking. The study used the ‘fardhu kifayah’ theory and the stakeholder theory to foothold the study. The qualitative research method was used and deemed appropriate to answer the objectives and research questions. This study found that Islamic banks in Indonesia had made plans to enter the market in Aceh. They also had established many branches in line with the wishes of the majority of the Acehnese that wanted Islamic banking. The study also revealed that the Acehnese have accepted the implementation of Islamic banking despite facing various obstacles during its implementation. The government was supportive with specific acts and regulations. This study recommends that Islamic banks in Aceh need to provide clear guidelines regarding the concepts, strategies, vision (inclusive and consistent) in the effort to improve the awareness and knowledge of the society. Besides, the government should have a clear direction of Islamic banking development and apply several effective initiatives to improve the Islamic banks in Aceh. 2018 Thesis NonPeerReviewed text en https://etd.uum.edu.my/7286/1/s90732_01.pdf text en https://etd.uum.edu.my/7286/2/s90732_02.pdf Zaini, Muhammad Amin (2018) Pelaksanaan perbankan Islam di Aceh, Indonesia. PhD. thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
topic HG Finance
spellingShingle HG Finance
Zaini, Muhammad Amin
Pelaksanaan perbankan Islam di Aceh, Indonesia
description The implementation of Islamic banking in Aceh is still minimal compared to conventional banking even though the majority of people in Aceh Province, Indonesia, are Muslims. At the same time, a negative perception has arisen of Islamic banking due to several factors such as lack of information on Islamic banking, excessive profits on financings, profit amount is assumed to be the same as usury, lack of information, limited types of products, limited knowledge of the Syariah system, incomplete facilities and unclear rates of profit distribution. Thus, the study examined the implementation of Islamic banking in Aceh, Indonesia, and the government’s approaches in strengthening the industry. Besides, this study also identified the level of awareness and knowledge of the people of Aceh in accepting Islamic banking and the obstacles faced by Islamic banks and the government of Aceh in the implementation of Islamic banking. The study used the ‘fardhu kifayah’ theory and the stakeholder theory to foothold the study. The qualitative research method was used and deemed appropriate to answer the objectives and research questions. This study found that Islamic banks in Indonesia had made plans to enter the market in Aceh. They also had established many branches in line with the wishes of the majority of the Acehnese that wanted Islamic banking. The study also revealed that the Acehnese have accepted the implementation of Islamic banking despite facing various obstacles during its implementation. The government was supportive with specific acts and regulations. This study recommends that Islamic banks in Aceh need to provide clear guidelines regarding the concepts, strategies, vision (inclusive and consistent) in the effort to improve the awareness and knowledge of the society. Besides, the government should have a clear direction of Islamic banking development and apply several effective initiatives to improve the Islamic banks in Aceh.
format Thesis
author Zaini, Muhammad Amin
author_facet Zaini, Muhammad Amin
author_sort Zaini, Muhammad Amin
title Pelaksanaan perbankan Islam di Aceh, Indonesia
title_short Pelaksanaan perbankan Islam di Aceh, Indonesia
title_full Pelaksanaan perbankan Islam di Aceh, Indonesia
title_fullStr Pelaksanaan perbankan Islam di Aceh, Indonesia
title_full_unstemmed Pelaksanaan perbankan Islam di Aceh, Indonesia
title_sort pelaksanaan perbankan islam di aceh, indonesia
publishDate 2018
url https://etd.uum.edu.my/7286/1/s90732_01.pdf
https://etd.uum.edu.my/7286/2/s90732_02.pdf
https://etd.uum.edu.my/7286/
_version_ 1709670571539693568
score 13.211869

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