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A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah

The credit guarantee programs initiated by the Malaysian Government are directed toward assisting small and medium-sized enterprises (SMEs) which lack internal financing. The Credit Guarantee Corporation’s Principal Guarantee Scheme (PGS) was introduced on April 3,1989 to enable SMEs to obtain exte...

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Main Author: Mohd Khairuddin, Hashim
Format: Thesis
Language:English
English
Published: 1995
Subjects:
HG Finance
Online Access:http://etd.uum.edu.my/707/1/Mohd_Khairuddin_Hashim.pdf
http://etd.uum.edu.my/707/2/Mohd_Khairuddin_Hashim_95.pdf
http://etd.uum.edu.my/707/
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spelling my.uum.etd.7072013-07-24T12:08:37Z http://etd.uum.edu.my/707/ A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah Mohd Khairuddin, Hashim HG Finance The credit guarantee programs initiated by the Malaysian Government are directed toward assisting small and medium-sized enterprises (SMEs) which lack internal financing. The Credit Guarantee Corporation’s Principal Guarantee Scheme (PGS) was introduced on April 3,1989 to enable SMEs to obtain external financing which would not have been available without the PGS. This case study examined the impact of the PGS on SMEs in Penang and Kedah. In determining the effectiveness of the PGS, the study focused on the following: a. response to the PGS since its inception; b. extent of participation by the banks in channelling the funds; and c. performance of SMEs after receiving the PGS facilities. Further, the findings indicated that the impact of the PGS was not entirely favourable on SMEs, that is, the objectives were not met. Finally, this study suggests eight recommendations which will strengthen the position of the PGS, as well as, increase the efforts and support for the SME sector. 1995-06 Thesis NonPeerReviewed application/pdf en http://etd.uum.edu.my/707/1/Mohd_Khairuddin_Hashim.pdf application/pdf en http://etd.uum.edu.my/707/2/Mohd_Khairuddin_Hashim_95.pdf Mohd Khairuddin, Hashim (1995) A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah. Masters thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
topic HG Finance
spellingShingle HG Finance
Mohd Khairuddin, Hashim
A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
description The credit guarantee programs initiated by the Malaysian Government are directed toward assisting small and medium-sized enterprises (SMEs) which lack internal financing. The Credit Guarantee Corporation’s Principal Guarantee Scheme (PGS) was introduced on April 3,1989 to enable SMEs to obtain external financing which would not have been available without the PGS. This case study examined the impact of the PGS on SMEs in Penang and Kedah. In determining the effectiveness of the PGS, the study focused on the following: a. response to the PGS since its inception; b. extent of participation by the banks in channelling the funds; and c. performance of SMEs after receiving the PGS facilities. Further, the findings indicated that the impact of the PGS was not entirely favourable on SMEs, that is, the objectives were not met. Finally, this study suggests eight recommendations which will strengthen the position of the PGS, as well as, increase the efforts and support for the SME sector.
format Thesis
author Mohd Khairuddin, Hashim
author_facet Mohd Khairuddin, Hashim
author_sort Mohd Khairuddin, Hashim
title A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_short A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_full A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_fullStr A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_full_unstemmed A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_sort case study on the impact of the credit guarantee scheme on small and medium-sized entreprises in penang and kedah
publishDate 1995
url http://etd.uum.edu.my/707/1/Mohd_Khairuddin_Hashim.pdf
http://etd.uum.edu.my/707/2/Mohd_Khairuddin_Hashim_95.pdf
http://etd.uum.edu.my/707/
_version_ 1644276242673827840
score 13.211869

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