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Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude

The purpose of this study was to investigate the relation- ship between micro-finance related factors (credit, savings, training and social capital) offered by micro-finance institutions and women entrepreneurs’ business performance with mediating influence of opportunity for entrepreneurial activi...

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Main Author: Ekpe, Isidore
Format: Thesis
Language:English
English
Published: 2011
Subjects:
HB615-715 Entrepreneurship. Risk and uncertainty. Property
Online Access:https://etd.uum.edu.my/3346/1/ISIDORE_EKPE.pdf
https://etd.uum.edu.my/3346/2/1.ISIDORE_EKPE.pdf
https://etd.uum.edu.my/3346/
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spelling my.uum.etd.33462022-04-13T02:02:19Z https://etd.uum.edu.my/3346/ Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude Ekpe, Isidore HB615-715 Entrepreneurship. Risk and uncertainty. Property The purpose of this study was to investigate the relation- ship between micro-finance related factors (credit, savings, training and social capital) offered by micro-finance institutions and women entrepreneurs’ business performance with mediating influence of opportunity for entrepreneurial activity and the moderating influence of attitude towards micro-finance. However, the hypotheses were restated to reflect the component factors that resulted from the Exploratory Factor Analysis. For example, loan access represented credit, skill acquisition represented traininig , bonding represented social capital, opportunity for business improvement represented opportunity for entrepreneurial activity, ability to expand business and self-confidence in doing business represented attitude towards micro-finance, and women entrepreneurs’ sales performance represented women entrepreneurs’ business performance. A total of 280 women entrepreneurs participated in the survey through mail questionnaire; out of which 172 questionnaires were usable. However, after data cleaning, only data for 161 respondents were finally used for the data analysis. Descriptive statistics, multiple, linear and hierarchical regression analyses were used for data analysis and hypotheses testing. The study found that there were significant positive relationships between: loan access, skill acquisition and bonding; and women entrepreneurs’ sales performance which met Research Objective 1; skill acquisition and women entrepreneurs’ sales performance which met Research Objective 2; loan access and opportunity for business improvement of women entrepreneurs, skill acquisition and opportunity for business improvement of women entrepreneurs which met Research Objective 3; opportunity for business improvement and women entrepreneurs’ sales performance which met Research Objective 4; opportunity for business improvement of women entrepreneurs partially mediated the relationship between loan access, skill acquisition and bonding; and women entrepreneurs’ sales performance since only skill acquisition was significant which met Research Objective 5; ability to expand business partially moderated the relation- ship between loan access, skill acquisition, bonding and opportunity; and women entrepreneurs’ sales performance which met Research Objective 6. The study concludes that micro-finance factors are positively related to women entrepreneurs’ business performance as the models were, collectively, significant. 2011 Thesis NonPeerReviewed text en https://etd.uum.edu.my/3346/1/ISIDORE_EKPE.pdf text en https://etd.uum.edu.my/3346/2/1.ISIDORE_EKPE.pdf Ekpe, Isidore (2011) Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude. PhD. thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
topic HB615-715 Entrepreneurship. Risk and uncertainty. Property
spellingShingle HB615-715 Entrepreneurship. Risk and uncertainty. Property
Ekpe, Isidore
Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude
description The purpose of this study was to investigate the relation- ship between micro-finance related factors (credit, savings, training and social capital) offered by micro-finance institutions and women entrepreneurs’ business performance with mediating influence of opportunity for entrepreneurial activity and the moderating influence of attitude towards micro-finance. However, the hypotheses were restated to reflect the component factors that resulted from the Exploratory Factor Analysis. For example, loan access represented credit, skill acquisition represented traininig , bonding represented social capital, opportunity for business improvement represented opportunity for entrepreneurial activity, ability to expand business and self-confidence in doing business represented attitude towards micro-finance, and women entrepreneurs’ sales performance represented women entrepreneurs’ business performance. A total of 280 women entrepreneurs participated in the survey through mail questionnaire; out of which 172 questionnaires were usable. However, after data cleaning, only data for 161 respondents were finally used for the data analysis. Descriptive statistics, multiple, linear and hierarchical regression analyses were used for data analysis and hypotheses testing. The study found that there were significant positive relationships between: loan access, skill acquisition and bonding; and women entrepreneurs’ sales performance which met Research Objective 1; skill acquisition and women entrepreneurs’ sales performance which met Research Objective 2; loan access and opportunity for business improvement of women entrepreneurs, skill acquisition and opportunity for business improvement of women entrepreneurs which met Research Objective 3; opportunity for business improvement and women entrepreneurs’ sales performance which met Research Objective 4; opportunity for business improvement of women entrepreneurs partially mediated the relationship between loan access, skill acquisition and bonding; and women entrepreneurs’ sales performance since only skill acquisition was significant which met Research Objective 5; ability to expand business partially moderated the relation- ship between loan access, skill acquisition, bonding and opportunity; and women entrepreneurs’ sales performance which met Research Objective 6. The study concludes that micro-finance factors are positively related to women entrepreneurs’ business performance as the models were, collectively, significant.
format Thesis
author Ekpe, Isidore
author_facet Ekpe, Isidore
author_sort Ekpe, Isidore
title Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude
title_short Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude
title_full Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude
title_fullStr Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude
title_full_unstemmed Women Entrepreneurs' Performance : Microfinance Factors With Mediating Effect of Opportunity and Moderating Effect of Attitude
title_sort women entrepreneurs' performance : microfinance factors with mediating effect of opportunity and moderating effect of attitude
publishDate 2011
url https://etd.uum.edu.my/3346/1/ISIDORE_EKPE.pdf
https://etd.uum.edu.my/3346/2/1.ISIDORE_EKPE.pdf
https://etd.uum.edu.my/3346/
_version_ 1731228135597277184
score 13.211869

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