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Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia

The objective of this study is to examine the performance and to identify the determinants of the performance of Islamic banks. The study on performance provides several insights on full-fledged Islamic banks (IB) and commercial banks offering Islamic window or Islamic banking scheme (IBS) that oper...

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Main Author: Nor Shahida, Saad @ Mat Hashim
Format: Thesis
Language:English
English
Published: 2012
Subjects:
HG Finance
Online Access:http://etd.uum.edu.my/3186/1/NOR_SHAHIDA_SAAD%40MAT_HASHIM.pdf
http://etd.uum.edu.my/3186/3/NOR_SHAHIDA_SAAD%2540MAT_HASHIM.pdf
http://etd.uum.edu.my/3186/
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spelling my.uum.etd.31862016-04-20T04:38:20Z http://etd.uum.edu.my/3186/ Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia Nor Shahida, Saad @ Mat Hashim HG Finance The objective of this study is to examine the performance and to identify the determinants of the performance of Islamic banks. The study on performance provides several insights on full-fledged Islamic banks (IB) and commercial banks offering Islamic window or Islamic banking scheme (IBS) that operate in the Malaysian Islamic banking industry. This study used a 14-year panel data that comprises of 11 samples of IB and IBS. There are six factors tested in this study. They are Loan to Total Asset (LTA), Base Lending Rate (BLR), Earning before Interest and Tax (EBIT), Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR) and Total Asset (TA). The findings on the performance of IB and IBS show that both IB and IBS performed reasonably well. However, IBS performances were found to be comparably lower with smaller deviation range between samples compared to IB samples. With regard to determinants factors,findings indicated that four variables significantly determined Islamic banks’ performance. The variables are BLR,EBIT,NPL and CAR. BLR and EBIT positively determined performance whereas NPL and CAR negatively determined performance. The other two variables LTA and TA are found to be not significant. The results at least provide some knowledge on the performance and factors affecting the performance of Islamic banks in Malaysia. 2012-01 Thesis NonPeerReviewed text en http://etd.uum.edu.my/3186/1/NOR_SHAHIDA_SAAD%40MAT_HASHIM.pdf text en http://etd.uum.edu.my/3186/3/NOR_SHAHIDA_SAAD%2540MAT_HASHIM.pdf Nor Shahida, Saad @ Mat Hashim (2012) Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia. Masters thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
topic HG Finance
spellingShingle HG Finance
Nor Shahida, Saad @ Mat Hashim
Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
description The objective of this study is to examine the performance and to identify the determinants of the performance of Islamic banks. The study on performance provides several insights on full-fledged Islamic banks (IB) and commercial banks offering Islamic window or Islamic banking scheme (IBS) that operate in the Malaysian Islamic banking industry. This study used a 14-year panel data that comprises of 11 samples of IB and IBS. There are six factors tested in this study. They are Loan to Total Asset (LTA), Base Lending Rate (BLR), Earning before Interest and Tax (EBIT), Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR) and Total Asset (TA). The findings on the performance of IB and IBS show that both IB and IBS performed reasonably well. However, IBS performances were found to be comparably lower with smaller deviation range between samples compared to IB samples. With regard to determinants factors,findings indicated that four variables significantly determined Islamic banks’ performance. The variables are BLR,EBIT,NPL and CAR. BLR and EBIT positively determined performance whereas NPL and CAR negatively determined performance. The other two variables LTA and TA are found to be not significant. The results at least provide some knowledge on the performance and factors affecting the performance of Islamic banks in Malaysia.
format Thesis
author Nor Shahida, Saad @ Mat Hashim
author_facet Nor Shahida, Saad @ Mat Hashim
author_sort Nor Shahida, Saad @ Mat Hashim
title Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_short Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_full Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_fullStr Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_full_unstemmed Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_sort performance determinants: panel evidence from the islamic banks in malaysia
publishDate 2012
url http://etd.uum.edu.my/3186/1/NOR_SHAHIDA_SAAD%40MAT_HASHIM.pdf
http://etd.uum.edu.my/3186/3/NOR_SHAHIDA_SAAD%2540MAT_HASHIM.pdf
http://etd.uum.edu.my/3186/
_version_ 1644276898401878016
score 13.211869

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