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Determinant of financing growth : Evidence from Malaysian Islamic Banks

The Islamic banking system in Malaysia has experienced substantial growth over the past three decades, establishing itself as a key and competitive player in the country's financial services sector in alignment with Malaysia's overall development. Yet, Malaysia’s Islamic banks have a patte...

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Main Author: Nurul Wahidah, Abdul Wahab
Format: Thesis
Language:English
English
Published: 2024
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/11590/1/depositpermission.pdf
https://etd.uum.edu.my/11590/2/s829919_01.pdf
https://etd.uum.edu.my/11590/
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spelling my.uum.etd.115902025-03-04T08:18:16Z https://etd.uum.edu.my/11590/ Determinant of financing growth : Evidence from Malaysian Islamic Banks Nurul Wahidah, Abdul Wahab HG Finance The Islamic banking system in Malaysia has experienced substantial growth over the past three decades, establishing itself as a key and competitive player in the country's financial services sector in alignment with Malaysia's overall development. Yet, Malaysia’s Islamic banks have a pattern of inconsistent financing growth, with significant fluctuations over the years. This issue has received considerable debate among scholars. Therefore, this study examine the determinant of 16 Malaysian Islamic banks financing growth between 2015 and 2022. The obtained data was analyzed using STATA software. Among the factors discussed in this study are based on internal factors consisting of bank size (SIZE), non-performing financing (NPF), and capital ratio (CAP). For the external factors consist of overnight policy rate (OPR), gross domestic product rate, and also inflation (INF). Analytical techniques such as Descriptive Statistics, Correlation Matrix, Diagnostic Test, Panel Data Test and Multiple Regression Analysis has been employed in this study. The results of the study found that the external factors SIZE and CAP have a significant effect in influencing the financing growth of Islamic banks in Malaysia. While NPF, OPR, GDP and INF do not have a significant effect on financing growth. This study will contribute a better understanding of the factors influencing the growth of funding in Malaysian Islamic banks, and the study will provides empirical information on the factors that influence this growth 2024 Thesis NonPeerReviewed text en https://etd.uum.edu.my/11590/1/depositpermission.pdf text en https://etd.uum.edu.my/11590/2/s829919_01.pdf Nurul Wahidah, Abdul Wahab (2024) Determinant of financing growth : Evidence from Malaysian Islamic Banks. Masters thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
topic HG Finance
spellingShingle HG Finance
Nurul Wahidah, Abdul Wahab
Determinant of financing growth : Evidence from Malaysian Islamic Banks
description The Islamic banking system in Malaysia has experienced substantial growth over the past three decades, establishing itself as a key and competitive player in the country's financial services sector in alignment with Malaysia's overall development. Yet, Malaysia’s Islamic banks have a pattern of inconsistent financing growth, with significant fluctuations over the years. This issue has received considerable debate among scholars. Therefore, this study examine the determinant of 16 Malaysian Islamic banks financing growth between 2015 and 2022. The obtained data was analyzed using STATA software. Among the factors discussed in this study are based on internal factors consisting of bank size (SIZE), non-performing financing (NPF), and capital ratio (CAP). For the external factors consist of overnight policy rate (OPR), gross domestic product rate, and also inflation (INF). Analytical techniques such as Descriptive Statistics, Correlation Matrix, Diagnostic Test, Panel Data Test and Multiple Regression Analysis has been employed in this study. The results of the study found that the external factors SIZE and CAP have a significant effect in influencing the financing growth of Islamic banks in Malaysia. While NPF, OPR, GDP and INF do not have a significant effect on financing growth. This study will contribute a better understanding of the factors influencing the growth of funding in Malaysian Islamic banks, and the study will provides empirical information on the factors that influence this growth
format Thesis
author Nurul Wahidah, Abdul Wahab
author_facet Nurul Wahidah, Abdul Wahab
author_sort Nurul Wahidah, Abdul Wahab
title Determinant of financing growth : Evidence from Malaysian Islamic Banks
title_short Determinant of financing growth : Evidence from Malaysian Islamic Banks
title_full Determinant of financing growth : Evidence from Malaysian Islamic Banks
title_fullStr Determinant of financing growth : Evidence from Malaysian Islamic Banks
title_full_unstemmed Determinant of financing growth : Evidence from Malaysian Islamic Banks
title_sort determinant of financing growth : evidence from malaysian islamic banks
publishDate 2024
url https://etd.uum.edu.my/11590/1/depositpermission.pdf
https://etd.uum.edu.my/11590/2/s829919_01.pdf
https://etd.uum.edu.my/11590/
_version_ 1825813694134616064
score 13.244413

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