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Adoption of the shariah-compliant e-wallet among young muslims in Kedah

E-wallet was an innovative payment instrument that arose under financial technology. E-wallet helps ease the user’s daily life, in which users can make daily transactions without using notes or coins. Indirectly, E-wallet also helps to reduce the risk of cash being stolen. Undeniably, an E-wallet br...

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Main Author: Muhammad Asyraf, Ibrahim@Ishak
Format: Thesis
Language:English
English
Published: 2023
Subjects:
TK6570 Mobile Communication System.
Online Access:https://etd.uum.edu.my/11087/1/s828494_01.pdf
https://etd.uum.edu.my/11087/2/s828494_02.pdf
https://etd.uum.edu.my/11087/
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spelling my.uum.etd.110872024-04-03T01:33:25Z https://etd.uum.edu.my/11087/ Adoption of the shariah-compliant e-wallet among young muslims in Kedah Muhammad Asyraf, Ibrahim@Ishak TK6570 Mobile Communication System. E-wallet was an innovative payment instrument that arose under financial technology. E-wallet helps ease the user’s daily life, in which users can make daily transactions without using notes or coins. Indirectly, E-wallet also helps to reduce the risk of cash being stolen. Undeniably, an E-wallet brings more benefits than disadvantages. The primary aim of this study is to examine the factors affecting the adoption of Shariah-compliant e-wallets among young Muslims in Kedah. The questionnaire consisted of 29 questions, was distributed to the respondents, and successfully collected 236 feedbacks. Firstly, this study applied factor analysis to construct all the variables. Also, Cronbach’s α coefficient was computed to determine internal consistency reliabilities. Then, this study used regression analysis to test the relationship between the variables. The regression analysis showed that users would adopt a Shariah-compliant e-wallet when they perceived it as easy to use and useful. In contrast, shariah compliance is insignificantly in adopting Shariah-compliant e-wallets. These results help the E-wallet service providers identify the significant factors influencing users to use E-wallet services. Lastly, this study recommended that e-wallet provider companies raise awareness and promote products that comply with Shariah principles. It is because a large number of users are still unable to differentiate between e-wallets that are permissible according to Shariah guidelines. 2023 Thesis NonPeerReviewed text en https://etd.uum.edu.my/11087/1/s828494_01.pdf text en https://etd.uum.edu.my/11087/2/s828494_02.pdf Muhammad Asyraf, Ibrahim@Ishak (2023) Adoption of the shariah-compliant e-wallet among young muslims in Kedah. Masters thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
topic TK6570 Mobile Communication System.
spellingShingle TK6570 Mobile Communication System.
Muhammad Asyraf, Ibrahim@Ishak
Adoption of the shariah-compliant e-wallet among young muslims in Kedah
description E-wallet was an innovative payment instrument that arose under financial technology. E-wallet helps ease the user’s daily life, in which users can make daily transactions without using notes or coins. Indirectly, E-wallet also helps to reduce the risk of cash being stolen. Undeniably, an E-wallet brings more benefits than disadvantages. The primary aim of this study is to examine the factors affecting the adoption of Shariah-compliant e-wallets among young Muslims in Kedah. The questionnaire consisted of 29 questions, was distributed to the respondents, and successfully collected 236 feedbacks. Firstly, this study applied factor analysis to construct all the variables. Also, Cronbach’s α coefficient was computed to determine internal consistency reliabilities. Then, this study used regression analysis to test the relationship between the variables. The regression analysis showed that users would adopt a Shariah-compliant e-wallet when they perceived it as easy to use and useful. In contrast, shariah compliance is insignificantly in adopting Shariah-compliant e-wallets. These results help the E-wallet service providers identify the significant factors influencing users to use E-wallet services. Lastly, this study recommended that e-wallet provider companies raise awareness and promote products that comply with Shariah principles. It is because a large number of users are still unable to differentiate between e-wallets that are permissible according to Shariah guidelines.
format Thesis
author Muhammad Asyraf, Ibrahim@Ishak
author_facet Muhammad Asyraf, Ibrahim@Ishak
author_sort Muhammad Asyraf, Ibrahim@Ishak
title Adoption of the shariah-compliant e-wallet among young muslims in Kedah
title_short Adoption of the shariah-compliant e-wallet among young muslims in Kedah
title_full Adoption of the shariah-compliant e-wallet among young muslims in Kedah
title_fullStr Adoption of the shariah-compliant e-wallet among young muslims in Kedah
title_full_unstemmed Adoption of the shariah-compliant e-wallet among young muslims in Kedah
title_sort adoption of the shariah-compliant e-wallet among young muslims in kedah
publishDate 2023
url https://etd.uum.edu.my/11087/1/s828494_01.pdf
https://etd.uum.edu.my/11087/2/s828494_02.pdf
https://etd.uum.edu.my/11087/
_version_ 1795292069309186048
score 13.211869

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