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Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah

Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to...

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Main Author: Wan Anis, Wan Mohd Assrudin
Format: Thesis
Language:English
English
English
Published: 2019
Subjects:
BP174 The practice of Islam
HD28-70 Management. Industrial Management
HG Finance
Online Access:https://etd.uum.edu.my/10075/1/s823630_01.pdf
https://etd.uum.edu.my/10075/2/s823630_02.pdf
https://etd.uum.edu.my/10075/3/s823630_references.docx
https://etd.uum.edu.my/10075/
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spelling my.uum.etd.100752023-03-15T01:59:27Z https://etd.uum.edu.my/10075/ Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah Wan Anis, Wan Mohd Assrudin BP174 The practice of Islam HD28-70 Management. Industrial Management HG Finance Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to support their financial needs. This research aims to investigate the determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. This study measures the factors of attitude, subjective norms, and religious obligation that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced in using personal financing in Kedah. The analysis methods used in this research are T-test, analysis of variance (ANOVA), Pearson coefficient and multiple regression. This result of this study shows there is a significant relationship between attitude, subjective norms and religious obligation with the individual’s intention to use Islamic personal financing. Thus, this research provides useful information to the community by increasing their level of confidence towards Islamic personal financing. From this study, the researcher also suggested that bank managers might need to improve various factors such as marketing, operational and customer service to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic personal financing. 2019 Thesis NonPeerReviewed text en https://etd.uum.edu.my/10075/1/s823630_01.pdf text en https://etd.uum.edu.my/10075/2/s823630_02.pdf text en https://etd.uum.edu.my/10075/3/s823630_references.docx Wan Anis, Wan Mohd Assrudin (2019) Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. Masters thesis, Universiti Utara Malaysia.
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
url_provider http://etd.uum.edu.my/
language English
English
English
topic BP174 The practice of Islam
HD28-70 Management. Industrial Management
HG Finance
spellingShingle BP174 The practice of Islam
HD28-70 Management. Industrial Management
HG Finance
Wan Anis, Wan Mohd Assrudin
Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
description Nowadays, people have some difficulties in controlling their spending due to several reasons. Some of them desperate to follow the current cost of living which increases day by day. They need help to solve their financial issues and probably need to lend money from a bank or financial institution to support their financial needs. This research aims to investigate the determinants of individual’s intention to use Islamic personal financing among policemen in Kedah. This study measures the factors of attitude, subjective norms, and religious obligation that can influence the intentions of individuals. Samples were taken from 280 respondents who have experienced in using personal financing in Kedah. The analysis methods used in this research are T-test, analysis of variance (ANOVA), Pearson coefficient and multiple regression. This result of this study shows there is a significant relationship between attitude, subjective norms and religious obligation with the individual’s intention to use Islamic personal financing. Thus, this research provides useful information to the community by increasing their level of confidence towards Islamic personal financing. From this study, the researcher also suggested that bank managers might need to improve various factors such as marketing, operational and customer service to attract more customers to purchase their products. Therefore, this study provided great contributions, implications and has recommended for financial institutions on how to improve Islamic personal financing.
format Thesis
author Wan Anis, Wan Mohd Assrudin
author_facet Wan Anis, Wan Mohd Assrudin
author_sort Wan Anis, Wan Mohd Assrudin
title Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_short Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_full Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_fullStr Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_full_unstemmed Determinants of individual’s intention to use Islamic personal financing among policemen in Kedah
title_sort determinants of individual’s intention to use islamic personal financing among policemen in kedah
publishDate 2019
url https://etd.uum.edu.my/10075/1/s823630_01.pdf
https://etd.uum.edu.my/10075/2/s823630_02.pdf
https://etd.uum.edu.my/10075/3/s823630_references.docx
https://etd.uum.edu.my/10075/
_version_ 1761621559628267520
score 13.211869

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