Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system
Credit supply in the market is crucial in order to ensure sustainable real production can survive in the market as well as to strengthen economic activity. Therefore, it is not surprising that when the financial crisis occurred in 2008 to 2009, policymakers continued to use a variety of mechanisms s...
Saved in:
| Main Authors: | , , , |
|---|---|
| Format: | Article |
| Published: |
Blue Eyes Intelligence Engineering and Sciences Publication
2019
|
| Subjects: | |
| Online Access: | http://eprints.utm.my/id/eprint/91080/ http://www.dx.doi.org/10.35940/ijeat.E1034.0585C19 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| id |
my.utm.91080 |
|---|---|
| record_format |
eprints |
| spelling |
my.utm.910802021-06-19T10:38:03Z http://eprints.utm.my/id/eprint/91080/ Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system Ghazi Ahmad, N. F. Mohd Zamil, N. A. Basiruddin, R. Saruchi, S. A. HF Commerce Credit supply in the market is crucial in order to ensure sustainable real production can survive in the market as well as to strengthen economic activity. Therefore, it is not surprising that when the financial crisis occurred in 2008 to 2009, policymakers continued to use a variety of mechanisms such that banks could continue to maintain their credit supply. Nevertheless, risk sharing based on the business model that was adopted by islamic banks displayed different behaviour from the conventional banks. Based on prior studies, the stability of financing growth by islamic banks as compared to lending growth of conventional banks showed the model used by islamic banks was more capable of effectively withstanding the financial crisis. Therefore, research into the quality of lending and financing is important to understand the growth of bank lending and financing behaviour in the market. Hence, the main objective of this study is to review the effect of ownership structure, bank capital and bank lending including financing behaviour in islamic versus conventional banks. In addition, this study proposes a conceptual framework to further comprehend the decisions made in undertaking ownership structure, bank capital and lending in the dual banking system. Blue Eyes Intelligence Engineering and Sciences Publication 2019 Article PeerReviewed Ghazi Ahmad, N. F. and Mohd Zamil, N. A. and Basiruddin, R. and Saruchi, S. A. (2019) Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system. Page 1 International Journal of Engineering and Advanced Technology (IJEAT), 8 (5). ISSN 2249 – 8958 http://www.dx.doi.org/10.35940/ijeat.E1034.0585C19 |
| institution |
Universiti Teknologi Malaysia |
| building |
UTM Library |
| collection |
Institutional Repository |
| continent |
Asia |
| country |
Malaysia |
| content_provider |
Universiti Teknologi Malaysia |
| content_source |
UTM Institutional Repository |
| url_provider |
http://eprints.utm.my/ |
| topic |
HF Commerce |
| spellingShingle |
HF Commerce Ghazi Ahmad, N. F. Mohd Zamil, N. A. Basiruddin, R. Saruchi, S. A. Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| description |
Credit supply in the market is crucial in order to ensure sustainable real production can survive in the market as well as to strengthen economic activity. Therefore, it is not surprising that when the financial crisis occurred in 2008 to 2009, policymakers continued to use a variety of mechanisms such that banks could continue to maintain their credit supply. Nevertheless, risk sharing based on the business model that was adopted by islamic banks displayed different behaviour from the conventional banks. Based on prior studies, the stability of financing growth by islamic banks as compared to lending growth of conventional banks showed the model used by islamic banks was more capable of effectively withstanding the financial crisis. Therefore, research into the quality of lending and financing is important to understand the growth of bank lending and financing behaviour in the market. Hence, the main objective of this study is to review the effect of ownership structure, bank capital and bank lending including financing behaviour in islamic versus conventional banks. In addition, this study proposes a conceptual framework to further comprehend the decisions made in undertaking ownership structure, bank capital and lending in the dual banking system. |
| format |
Article |
| author |
Ghazi Ahmad, N. F. Mohd Zamil, N. A. Basiruddin, R. Saruchi, S. A. |
| author_facet |
Ghazi Ahmad, N. F. Mohd Zamil, N. A. Basiruddin, R. Saruchi, S. A. |
| author_sort |
Ghazi Ahmad, N. F. |
| title |
Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| title_short |
Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| title_full |
Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| title_fullStr |
Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| title_full_unstemmed |
Ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| title_sort |
ownership strcuture, bank capital and bank lending/financing behaviour in a dual banking system |
| publisher |
Blue Eyes Intelligence Engineering and Sciences Publication |
| publishDate |
2019 |
| url |
http://eprints.utm.my/id/eprint/91080/ http://www.dx.doi.org/10.35940/ijeat.E1034.0585C19 |
| _version_ |
1703960428449628160 |
| score |
13.211869 |