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Single mother housing affordability

Housing affordability issue usually involves middle and lower income earner groups. The Malaysian National Housing Policy main objective is to provide enough and affordable houses for all populations, especially for lower income earners. This is to ensure all Malaysian have better shelters to live i...

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Main Authors:	Bujang, Ahmad Ariffian, Ismail, Azizah, Abu Zarin, Hasmah, Jiram, Wilson Rangga Anthony
Format:	Conference or Workshop Item
Published:	2015
Subjects:	HD1394-1394.5 Real estate management
Online Access:	http://eprints.utm.my/id/eprint/59477/
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id	my.utm.59477
record_format	eprints
spelling	my.utm.594772021-12-14T03:54:54Z http://eprints.utm.my/id/eprint/59477/ Single mother housing affordability Bujang, Ahmad Ariffian Ismail, Azizah Abu Zarin, Hasmah Jiram, Wilson Rangga Anthony HD1394-1394.5 Real estate management Housing affordability issue usually involves middle and lower income earner groups. The Malaysian National Housing Policy main objective is to provide enough and affordable houses for all populations, especially for lower income earners. This is to ensure all Malaysian have better shelters to live in. Nevertheless, in this case, single mother is the group that been most affected compare to other groups of population. Thus, two main questions arise; do the houses offered in the market consistent with the single mother's affordability, and what are the type and affordable housing price for single mothers? Therefore, the objectives of this study are to examine the factors that influence single mother's problems in effort to buy house and to identify the house type and price range they can afford. Questionnaires were used to collect the primary data. 95 working single mothers who are registered with the Johor State Department of Women and Family were randomly selected as a respondent. The data gathered will then be later analyzed by using descriptive analysis, Cross Tabulation, Correlation Analysis and Content Analysis using SPSS. The findings show that housing price is the main factors that influence single mothers affordability followed by household income and socio economic factor, which is race, education, age and number of household. Besides, it also shows that single and double storey house in a range between RM50, 000 to RM100, 000 is the house type and price affordable to them. The findings also suggest that government should control house price in the market, loosening the loan conditions, the payment of 10 percent deposit and also loosening the rate interest. For the developer, they should increase the number of housing for target groups and carry out the market study to identify the affordable housing price. 2015 Conference or Workshop Item PeerReviewed Bujang, Ahmad Ariffian and Ismail, Azizah and Abu Zarin, Hasmah and Jiram, Wilson Rangga Anthony (2015) Single mother housing affordability. In: 25th International Business Information Management Association Conference - Innovation Vision 2020: From Regional Development Sustainability to Global Economic Growth, IBIMA 2015, 7 - 8 May 2015, Amsterdam, Netherlands.
institution	Universiti Teknologi Malaysia
building	UTM Library
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Teknologi Malaysia
content_source	UTM Institutional Repository
url_provider	http://eprints.utm.my/
topic	HD1394-1394.5 Real estate management
spellingShingle	HD1394-1394.5 Real estate management Bujang, Ahmad Ariffian Ismail, Azizah Abu Zarin, Hasmah Jiram, Wilson Rangga Anthony Single mother housing affordability
description	Housing affordability issue usually involves middle and lower income earner groups. The Malaysian National Housing Policy main objective is to provide enough and affordable houses for all populations, especially for lower income earners. This is to ensure all Malaysian have better shelters to live in. Nevertheless, in this case, single mother is the group that been most affected compare to other groups of population. Thus, two main questions arise; do the houses offered in the market consistent with the single mother's affordability, and what are the type and affordable housing price for single mothers? Therefore, the objectives of this study are to examine the factors that influence single mother's problems in effort to buy house and to identify the house type and price range they can afford. Questionnaires were used to collect the primary data. 95 working single mothers who are registered with the Johor State Department of Women and Family were randomly selected as a respondent. The data gathered will then be later analyzed by using descriptive analysis, Cross Tabulation, Correlation Analysis and Content Analysis using SPSS. The findings show that housing price is the main factors that influence single mothers affordability followed by household income and socio economic factor, which is race, education, age and number of household. Besides, it also shows that single and double storey house in a range between RM50, 000 to RM100, 000 is the house type and price affordable to them. The findings also suggest that government should control house price in the market, loosening the loan conditions, the payment of 10 percent deposit and also loosening the rate interest. For the developer, they should increase the number of housing for target groups and carry out the market study to identify the affordable housing price.
format	Conference or Workshop Item
author	Bujang, Ahmad Ariffian Ismail, Azizah Abu Zarin, Hasmah Jiram, Wilson Rangga Anthony
author_facet	Bujang, Ahmad Ariffian Ismail, Azizah Abu Zarin, Hasmah Jiram, Wilson Rangga Anthony
author_sort	Bujang, Ahmad Ariffian
title	Single mother housing affordability
title_short	Single mother housing affordability
title_full	Single mother housing affordability
title_fullStr	Single mother housing affordability
title_full_unstemmed	Single mother housing affordability
title_sort	single mother housing affordability
publishDate	2015
url	http://eprints.utm.my/id/eprint/59477/
_version_	1720436911879749632
score	13.211869

Single mother housing affordability

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