Determinants of reverse mortgage usage in Malaysia

This study aims to identify the factors that influence a household’s willingness to use reverse mortgage as a source of supplementary income in old age by adopting the original Theory of Planned Behavior (TPB) and extending it with three other additional constructs. Using a convenience sampling tech...

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Main Authors: Mohammed, Mohammed Ishaq, Sulaiman, Noralfishah
格式: Article
語言:English
出版: Sciendo 2018
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在線閱讀:http://eprints.uthm.edu.my/5910/1/AJ%202018%20%28648%29.pdf
http://eprints.uthm.edu.my/5910/
https://doi.org/10.2478/remav-2018-0021
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spelling my.uthm.eprints.59102022-01-24T08:40:15Z http://eprints.uthm.edu.my/5910/ Determinants of reverse mortgage usage in Malaysia Mohammed, Mohammed Ishaq Sulaiman, Noralfishah HG Finance This study aims to identify the factors that influence a household’s willingness to use reverse mortgage as a source of supplementary income in old age by adopting the original Theory of Planned Behavior (TPB) and extending it with three other additional constructs. Using a convenience sampling technique, a total of 391 valid questionnaires were used for data analysis. The data analysis was conducted using the SmartPLS software, version 3.2.6. The results suggest that the sense of attachment to a place, attitude, motive of bequest, social influence and perceived ability positively influence a household’s willingness to use reverse mortgage, while financial behavior was found to negatively influence the willingness to do so. The findings of this study extend the application of the TPB to the domain of reverse mortgage product Sciendo 2018 Article PeerReviewed text en http://eprints.uthm.edu.my/5910/1/AJ%202018%20%28648%29.pdf Mohammed, Mohammed Ishaq and Sulaiman, Noralfishah (2018) Determinants of reverse mortgage usage in Malaysia. Real Estate Management and Valuation, 26 (3). pp. 1-23. ISSN 2300-5289 https://doi.org/10.2478/remav-2018-0021
institution Universiti Tun Hussein Onn Malaysia
building UTHM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Tun Hussein Onn Malaysia
content_source UTHM Institutional Repository
url_provider http://eprints.uthm.edu.my/
language English
topic HG Finance
spellingShingle HG Finance
Mohammed, Mohammed Ishaq
Sulaiman, Noralfishah
Determinants of reverse mortgage usage in Malaysia
description This study aims to identify the factors that influence a household’s willingness to use reverse mortgage as a source of supplementary income in old age by adopting the original Theory of Planned Behavior (TPB) and extending it with three other additional constructs. Using a convenience sampling technique, a total of 391 valid questionnaires were used for data analysis. The data analysis was conducted using the SmartPLS software, version 3.2.6. The results suggest that the sense of attachment to a place, attitude, motive of bequest, social influence and perceived ability positively influence a household’s willingness to use reverse mortgage, while financial behavior was found to negatively influence the willingness to do so. The findings of this study extend the application of the TPB to the domain of reverse mortgage product
format Article
author Mohammed, Mohammed Ishaq
Sulaiman, Noralfishah
author_facet Mohammed, Mohammed Ishaq
Sulaiman, Noralfishah
author_sort Mohammed, Mohammed Ishaq
title Determinants of reverse mortgage usage in Malaysia
title_short Determinants of reverse mortgage usage in Malaysia
title_full Determinants of reverse mortgage usage in Malaysia
title_fullStr Determinants of reverse mortgage usage in Malaysia
title_full_unstemmed Determinants of reverse mortgage usage in Malaysia
title_sort determinants of reverse mortgage usage in malaysia
publisher Sciendo
publishDate 2018
url http://eprints.uthm.edu.my/5910/1/AJ%202018%20%28648%29.pdf
http://eprints.uthm.edu.my/5910/
https://doi.org/10.2478/remav-2018-0021
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