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The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks

The study examines the impact of mortgage finance on Malaysia economic growth from the fourth quarter of 2006 to the fourth quarter of 2020. An important and distinct case is provided by dual banking system in Malaysia in order to interplay between macroeconomic variables (non-performing loan, house...

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Main Author: Afsheen, Saima
Format: Thesis
Language:English
English
English
Published: 2022
Subjects:
T Technology (General)
Online Access:http://eprints.uthm.edu.my/10961/1/24p%20SAIMA%20AFSHEEN.pdf
http://eprints.uthm.edu.my/10961/2/SAIMA%20AFSHEEN%20COPYRIGHT%20DECLARATION.pdf
http://eprints.uthm.edu.my/10961/3/SAIMA%20AFSHEEN%20WATERMARK.pdf
http://eprints.uthm.edu.my/10961/
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spelling my.uthm.eprints.109612024-05-13T11:53:04Z http://eprints.uthm.edu.my/10961/ The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks Afsheen, Saima T Technology (General) The study examines the impact of mortgage finance on Malaysia economic growth from the fourth quarter of 2006 to the fourth quarter of 2020. An important and distinct case is provided by dual banking system in Malaysia in order to interplay between macroeconomic variables (non-performing loan, house price index, inflation rate, lending rate, and world governance indicators) and mortgage finance provide by Islamic banks (IBS) and conventional banks (CBS). The study employs basic statistics, unit root test, a Johansen cointegration test and Vector Error Correction Model (VECM) for the empirical relationship. Finding of the study shows that, both in the short-run and long-run, there is positive and significant relationship mortgage finance and economic growth. Furthermore, Granger causality test is employed to examine the causal relationship between economic growth and the defined variables used in this study. It is worthy to note that the Granger causality test is not just used to determine the relationship between the independent and dependent variables, but also to ascertain the direction of the causality between them. Finally, for the assessment of parameter stability, the cumulative sum (CUSUM) and the CUSUM of squares (CUSUMSQ) tests are applied. This study conclude that efficient financial system can be led by the availability of mortgage finance. Therefore, in order to boost the development of mortgage finance the government should provide fruitful policies in the medium to long terms 2022-10 Thesis NonPeerReviewed text en http://eprints.uthm.edu.my/10961/1/24p%20SAIMA%20AFSHEEN.pdf text en http://eprints.uthm.edu.my/10961/2/SAIMA%20AFSHEEN%20COPYRIGHT%20DECLARATION.pdf text en http://eprints.uthm.edu.my/10961/3/SAIMA%20AFSHEEN%20WATERMARK.pdf Afsheen, Saima (2022) The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks. Masters thesis, Universiti Tun Hussein Onn Malaysia.
institution Universiti Tun Hussein Onn Malaysia
building UTHM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Tun Hussein Onn Malaysia
content_source UTHM Institutional Repository
url_provider http://eprints.uthm.edu.my/
language English
English
English
topic T Technology (General)
spellingShingle T Technology (General)
Afsheen, Saima
The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks
description The study examines the impact of mortgage finance on Malaysia economic growth from the fourth quarter of 2006 to the fourth quarter of 2020. An important and distinct case is provided by dual banking system in Malaysia in order to interplay between macroeconomic variables (non-performing loan, house price index, inflation rate, lending rate, and world governance indicators) and mortgage finance provide by Islamic banks (IBS) and conventional banks (CBS). The study employs basic statistics, unit root test, a Johansen cointegration test and Vector Error Correction Model (VECM) for the empirical relationship. Finding of the study shows that, both in the short-run and long-run, there is positive and significant relationship mortgage finance and economic growth. Furthermore, Granger causality test is employed to examine the causal relationship between economic growth and the defined variables used in this study. It is worthy to note that the Granger causality test is not just used to determine the relationship between the independent and dependent variables, but also to ascertain the direction of the causality between them. Finally, for the assessment of parameter stability, the cumulative sum (CUSUM) and the CUSUM of squares (CUSUMSQ) tests are applied. This study conclude that efficient financial system can be led by the availability of mortgage finance. Therefore, in order to boost the development of mortgage finance the government should provide fruitful policies in the medium to long terms
format Thesis
author Afsheen, Saima
author_facet Afsheen, Saima
author_sort Afsheen, Saima
title The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks
title_short The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks
title_full The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks
title_fullStr The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks
title_full_unstemmed The nexus between mortgage financing and economic growth in Malaysia: a comparative analysis of Islamic and conventional banks
title_sort nexus between mortgage financing and economic growth in malaysia: a comparative analysis of islamic and conventional banks
publishDate 2022
url http://eprints.uthm.edu.my/10961/1/24p%20SAIMA%20AFSHEEN.pdf
http://eprints.uthm.edu.my/10961/2/SAIMA%20AFSHEEN%20COPYRIGHT%20DECLARATION.pdf
http://eprints.uthm.edu.my/10961/3/SAIMA%20AFSHEEN%20WATERMARK.pdf
http://eprints.uthm.edu.my/10961/
_version_ 1800094632031289344
score 13.211869

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