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Microcredit, Technology Adoption And Economic Development Of Rural Household

The main objective of this study is to investigate whether or not Amanah Ikhtiar Malaysia (AIM) microcredit has led to the technology adoption and increase of rural household economy, particularly in monthly household income of its participants. This study was conducted in Melaka on 200 participants...

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Main Authors: Jumbri, Isma, Mohd Nasir, Nabilah Najah, Mohamad Sharif, Sabri, Ismail, Albert Feisal, Zainuddin, Mohamad Zahir
Format: Article
Language:English
Published: Penerbit Universiti Teknikal Malaysia Melaka 2020
Online Access:http://eprints.utem.edu.my/id/eprint/24847/2/IJHATI%202020.PDF
http://eprints.utem.edu.my/id/eprint/24847/
https://journal.utem.edu.my/index.php/ijhati/article/view/5832/3903
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spelling my.utem.eprints.248472021-03-01T16:15:10Z http://eprints.utem.edu.my/id/eprint/24847/ Microcredit, Technology Adoption And Economic Development Of Rural Household Jumbri, Isma Mohd Nasir, Nabilah Najah Mohamad Sharif, Sabri Ismail, Albert Feisal Zainuddin, Mohamad Zahir The main objective of this study is to investigate whether or not Amanah Ikhtiar Malaysia (AIM) microcredit has led to the technology adoption and increase of rural household economy, particularly in monthly household income of its participants. This study was conducted in Melaka on 200 participants. The findings of the study showed that the AIM microcredit had a significant impact on technology adoption and increased the participants’ monthly household income in Melaka. The findings suggested that AIM microcredit remained relevant and played a vital role in increasing rural household monthly income, inculcated entrepreneurship among women and reduced poverty. Therefore, the Malaysian government should enact the relevant policies and provide support to enhance the effectiveness and outreach of microcredit. Penerbit Universiti Teknikal Malaysia Melaka 2020-04 Article PeerReviewed text en http://eprints.utem.edu.my/id/eprint/24847/2/IJHATI%202020.PDF Jumbri, Isma and Mohd Nasir, Nabilah Najah and Mohamad Sharif, Sabri and Ismail, Albert Feisal and Zainuddin, Mohamad Zahir (2020) Microcredit, Technology Adoption And Economic Development Of Rural Household. International Journal of Human and Technology Interaction, 4 (1). pp. 59-69. ISSN 2590-3551 https://journal.utem.edu.my/index.php/ijhati/article/view/5832/3903
institution Universiti Teknikal Malaysia Melaka
building UTEM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknikal Malaysia Melaka
content_source UTEM Institutional Repository
url_provider http://eprints.utem.edu.my/
language English
description The main objective of this study is to investigate whether or not Amanah Ikhtiar Malaysia (AIM) microcredit has led to the technology adoption and increase of rural household economy, particularly in monthly household income of its participants. This study was conducted in Melaka on 200 participants. The findings of the study showed that the AIM microcredit had a significant impact on technology adoption and increased the participants’ monthly household income in Melaka. The findings suggested that AIM microcredit remained relevant and played a vital role in increasing rural household monthly income, inculcated entrepreneurship among women and reduced poverty. Therefore, the Malaysian government should enact the relevant policies and provide support to enhance the effectiveness and outreach of microcredit.
format Article
author Jumbri, Isma
Mohd Nasir, Nabilah Najah
Mohamad Sharif, Sabri
Ismail, Albert Feisal
Zainuddin, Mohamad Zahir
spellingShingle Jumbri, Isma
Mohd Nasir, Nabilah Najah
Mohamad Sharif, Sabri
Ismail, Albert Feisal
Zainuddin, Mohamad Zahir
Microcredit, Technology Adoption And Economic Development Of Rural Household
author_facet Jumbri, Isma
Mohd Nasir, Nabilah Najah
Mohamad Sharif, Sabri
Ismail, Albert Feisal
Zainuddin, Mohamad Zahir
author_sort Jumbri, Isma
title Microcredit, Technology Adoption And Economic Development Of Rural Household
title_short Microcredit, Technology Adoption And Economic Development Of Rural Household
title_full Microcredit, Technology Adoption And Economic Development Of Rural Household
title_fullStr Microcredit, Technology Adoption And Economic Development Of Rural Household
title_full_unstemmed Microcredit, Technology Adoption And Economic Development Of Rural Household
title_sort microcredit, technology adoption and economic development of rural household
publisher Penerbit Universiti Teknikal Malaysia Melaka
publishDate 2020
url http://eprints.utem.edu.my/id/eprint/24847/2/IJHATI%202020.PDF
http://eprints.utem.edu.my/id/eprint/24847/
https://journal.utem.edu.my/index.php/ijhati/article/view/5832/3903
_version_ 1693729204435156992
score 13.211869

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