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Saving Determinants Among Career Women In Private Sectors In Penang

This study focuses on saving characteristics among career women in Penang. It is important to have a better understanding on the saving characteristics among women, in our case, career women in private sectors because studies indicate that women are likely to have lower income and wealth on average...

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Main Author: Sulaiman, Nur Shazlina Haji Mohd
Format: Thesis
Language:English
Published: 2019
Subjects:
QD1-999 Chemistry
Online Access:http://eprints.usm.my/46626/1/NUR%20SHAZLINA%20BINTI%20HAJI%20MOHD%20SULAIMAN24.pdf
http://eprints.usm.my/46626/
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spelling my.usm.eprints.46626 http://eprints.usm.my/46626/ Saving Determinants Among Career Women In Private Sectors In Penang Sulaiman, Nur Shazlina Haji Mohd QD1-999 Chemistry This study focuses on saving characteristics among career women in Penang. It is important to have a better understanding on the saving characteristics among women, in our case, career women in private sectors because studies indicate that women are likely to have lower income and wealth on average compared to men. As such, their livelihood after retirement may be jeopardized given the escalating prices of necessary items and healthcare expenses. This research analyze the saving characteristics which involves socio demographic comparisons and types of saving or investment instrument used by career women in Penang in order to save for their future. An identification of investment instruments, the level of savings and women’s tendency to save for the future and for rainy days will help them to prepare for the uncertainties that life has to offer. This is because women have lower rate of participation in retirement plans as compared to men and are more likely to be living in poverty during retirement. Findings from this study can be beneficial to many quarters apart from the women themselves because they are too dependent on their spouse in planning for their retirement. Saving characteristics such as types of saving, percentage of monthly saving and the tendency to save will be taken into consideration in analysing and having a better understanding on the saving characteristics of the career women. In this research quantitative method has been conducted. Questionnaires were distributed to women working in service and manufacturing industries which are the two most dominant industries in Penang. 2019 Thesis NonPeerReviewed application/pdf en http://eprints.usm.my/46626/1/NUR%20SHAZLINA%20BINTI%20HAJI%20MOHD%20SULAIMAN24.pdf Sulaiman, Nur Shazlina Haji Mohd (2019) Saving Determinants Among Career Women In Private Sectors In Penang. Masters thesis, Universiti Sains Malaysia.
institution Universiti Sains Malaysia
building Hamzah Sendut Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Sains Malaysia
content_source USM Institutional Repository
url_provider http://eprints.usm.my/
language English
topic QD1-999 Chemistry
spellingShingle QD1-999 Chemistry
Sulaiman, Nur Shazlina Haji Mohd
Saving Determinants Among Career Women In Private Sectors In Penang
description This study focuses on saving characteristics among career women in Penang. It is important to have a better understanding on the saving characteristics among women, in our case, career women in private sectors because studies indicate that women are likely to have lower income and wealth on average compared to men. As such, their livelihood after retirement may be jeopardized given the escalating prices of necessary items and healthcare expenses. This research analyze the saving characteristics which involves socio demographic comparisons and types of saving or investment instrument used by career women in Penang in order to save for their future. An identification of investment instruments, the level of savings and women’s tendency to save for the future and for rainy days will help them to prepare for the uncertainties that life has to offer. This is because women have lower rate of participation in retirement plans as compared to men and are more likely to be living in poverty during retirement. Findings from this study can be beneficial to many quarters apart from the women themselves because they are too dependent on their spouse in planning for their retirement. Saving characteristics such as types of saving, percentage of monthly saving and the tendency to save will be taken into consideration in analysing and having a better understanding on the saving characteristics of the career women. In this research quantitative method has been conducted. Questionnaires were distributed to women working in service and manufacturing industries which are the two most dominant industries in Penang.
format Thesis
author Sulaiman, Nur Shazlina Haji Mohd
author_facet Sulaiman, Nur Shazlina Haji Mohd
author_sort Sulaiman, Nur Shazlina Haji Mohd
title Saving Determinants Among Career Women In Private Sectors In Penang
title_short Saving Determinants Among Career Women In Private Sectors In Penang
title_full Saving Determinants Among Career Women In Private Sectors In Penang
title_fullStr Saving Determinants Among Career Women In Private Sectors In Penang
title_full_unstemmed Saving Determinants Among Career Women In Private Sectors In Penang
title_sort saving determinants among career women in private sectors in penang
publishDate 2019
url http://eprints.usm.my/46626/1/NUR%20SHAZLINA%20BINTI%20HAJI%20MOHD%20SULAIMAN24.pdf
http://eprints.usm.my/46626/
_version_ 1671340451024601088
score 13.211869

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