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Factors affecting credit card usage

Perbelanjaan melalui penggunaan kad kredit telah mencapai tahap yang membimbangkan dimana Bank Negara Malaysia terpaksa mengambil tindakan yang drastik menaikkan bayaran minima bulanan dari 5 % kepada 15 % dari jumlah baki dan mengenakan surcharge sebanyak RMSO.OO setahun untuk setiap kad. Sehing...

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Main Author: Syed Ahmad, Syed Sharaff
Format: Thesis
Language:English
Published: 1998
Subjects:
H Social Sciences (General)
Online Access:http://eprints.usm.my/29849/1/Syed_Sharaff_Bin_Syed_Ahmad.pdf
http://eprints.usm.my/29849/
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spelling my.usm.eprints.29849 http://eprints.usm.my/29849/ Factors affecting credit card usage Syed Ahmad, Syed Sharaff H Social Sciences (General) Perbelanjaan melalui penggunaan kad kredit telah mencapai tahap yang membimbangkan dimana Bank Negara Malaysia terpaksa mengambil tindakan yang drastik menaikkan bayaran minima bulanan dari 5 % kepada 15 % dari jumlah baki dan mengenakan surcharge sebanyak RMSO.OO setahun untuk setiap kad. Sehingga Jun 1996, terdapat lebih 2 juta kad kredit di Malaysia dengan jumlah transaksi RM4.1 billion. Kajian ini akan cuba mengenalpasti mengapa pengguna kad kredit menggunakan kad mereka dan samada faktor psikografik dan demografik mempengaruhi tahap penggunaan Spending via the using of credit cards has reached an alarming level and had prompted Bank Negara Malaysia to take some drastic actions including increasing the minimum monthly payment from 5% to 15% and imposing an annual surcharge of RM50.00 per card, to curb the spending. As at June 1996, There were estimated more than 2 million cards issued in this country with a total transaction of RM4.1 billion. This study will make an attempt to find out why do people use the cards and whether the demographic and psychographic factors of the card users have a bearing on their level of usage. 1998-03 Thesis NonPeerReviewed application/pdf en http://eprints.usm.my/29849/1/Syed_Sharaff_Bin_Syed_Ahmad.pdf Syed Ahmad, Syed Sharaff (1998) Factors affecting credit card usage. Masters thesis, Universiti Sains Malaysia.
institution Universiti Sains Malaysia
building Hamzah Sendut Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Sains Malaysia
content_source USM Institutional Repository
url_provider http://eprints.usm.my/
language English
topic H Social Sciences (General)
spellingShingle H Social Sciences (General)
Syed Ahmad, Syed Sharaff
Factors affecting credit card usage
description Perbelanjaan melalui penggunaan kad kredit telah mencapai tahap yang membimbangkan dimana Bank Negara Malaysia terpaksa mengambil tindakan yang drastik menaikkan bayaran minima bulanan dari 5 % kepada 15 % dari jumlah baki dan mengenakan surcharge sebanyak RMSO.OO setahun untuk setiap kad. Sehingga Jun 1996, terdapat lebih 2 juta kad kredit di Malaysia dengan jumlah transaksi RM4.1 billion. Kajian ini akan cuba mengenalpasti mengapa pengguna kad kredit menggunakan kad mereka dan samada faktor psikografik dan demografik mempengaruhi tahap penggunaan Spending via the using of credit cards has reached an alarming level and had prompted Bank Negara Malaysia to take some drastic actions including increasing the minimum monthly payment from 5% to 15% and imposing an annual surcharge of RM50.00 per card, to curb the spending. As at June 1996, There were estimated more than 2 million cards issued in this country with a total transaction of RM4.1 billion. This study will make an attempt to find out why do people use the cards and whether the demographic and psychographic factors of the card users have a bearing on their level of usage.
format Thesis
author Syed Ahmad, Syed Sharaff
author_facet Syed Ahmad, Syed Sharaff
author_sort Syed Ahmad, Syed Sharaff
title Factors affecting credit card usage
title_short Factors affecting credit card usage
title_full Factors affecting credit card usage
title_fullStr Factors affecting credit card usage
title_full_unstemmed Factors affecting credit card usage
title_sort factors affecting credit card usage
publishDate 1998
url http://eprints.usm.my/29849/1/Syed_Sharaff_Bin_Syed_Ahmad.pdf
http://eprints.usm.my/29849/
_version_ 1643707009618411520
score 13.211869

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