The Impact of Religiosity on Financial Debt and Debt Stress

This study examines the impact of religiosity on financial debt. It also explores the impact of religiosity on debt stress. The study hypothesizes that people with higher religious social norms are likely to have lower financial debt and people with lower financial debts experience lower debt stress...

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Main Authors: Sapora, Sipon,, Khatijah, Othman,, Zulkifli, Abd Ghani,, Husni, Mohd Radzi,
Format: Conference Paper
Language:en_US
Published: Elsevier Science Bv 2015
Subjects:
Online Access:http://ddms.usim.edu.my/handle/123456789/8995
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spelling my.usim-89952015-08-07T07:59:13Z The Impact of Religiosity on Financial Debt and Debt Stress Sapora, Sipon, Khatijah, Othman, Zulkifli, Abd Ghani, Husni, Mohd Radzi, religiosity financial debt debt stress Family economic stress scale and Financial Impact Scale This study examines the impact of religiosity on financial debt. It also explores the impact of religiosity on debt stress. The study hypothesizes that people with higher religious social norms are likely to have lower financial debt and people with lower financial debts experience lower debt stress. The study used quantitative data using Muslim Religiosity Personality Inventory (MRPI), Financial Impact Scale (FIS) and the Family Economic Stress Scale (FESS). The questionnaires were taken from a sample of 180 participants, which stands from government employees. The study found a significant relationship between financial debts with the level of religiosity of the subjects. The study also found positive association between financial debts with debt stress suggesting that individuals with high financial debts experiences high level of debt stress. (C) 2014 The Authors. Published by Elsevier Ltd. This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/3.0/). 2015-08-07T07:59:13Z 2015-08-07T07:59:13Z 2013 Conference Paper 1877-0428 http://ddms.usim.edu.my/handle/123456789/8995 en_US Elsevier Science Bv
institution Universiti Sains Islam Malaysia
building USIM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universit Sains Islam i Malaysia
content_source USIM Institutional Repository
url_provider http://ddms.usim.edu.my/
language en_US
topic religiosity
financial debt
debt stress
Family economic stress scale and Financial Impact Scale
spellingShingle religiosity
financial debt
debt stress
Family economic stress scale and Financial Impact Scale
Sapora, Sipon,
Khatijah, Othman,
Zulkifli, Abd Ghani,
Husni, Mohd Radzi,
The Impact of Religiosity on Financial Debt and Debt Stress
description This study examines the impact of religiosity on financial debt. It also explores the impact of religiosity on debt stress. The study hypothesizes that people with higher religious social norms are likely to have lower financial debt and people with lower financial debts experience lower debt stress. The study used quantitative data using Muslim Religiosity Personality Inventory (MRPI), Financial Impact Scale (FIS) and the Family Economic Stress Scale (FESS). The questionnaires were taken from a sample of 180 participants, which stands from government employees. The study found a significant relationship between financial debts with the level of religiosity of the subjects. The study also found positive association between financial debts with debt stress suggesting that individuals with high financial debts experiences high level of debt stress. (C) 2014 The Authors. Published by Elsevier Ltd. This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/3.0/).
format Conference Paper
author Sapora, Sipon,
Khatijah, Othman,
Zulkifli, Abd Ghani,
Husni, Mohd Radzi,
author_facet Sapora, Sipon,
Khatijah, Othman,
Zulkifli, Abd Ghani,
Husni, Mohd Radzi,
author_sort Sapora, Sipon,
title The Impact of Religiosity on Financial Debt and Debt Stress
title_short The Impact of Religiosity on Financial Debt and Debt Stress
title_full The Impact of Religiosity on Financial Debt and Debt Stress
title_fullStr The Impact of Religiosity on Financial Debt and Debt Stress
title_full_unstemmed The Impact of Religiosity on Financial Debt and Debt Stress
title_sort impact of religiosity on financial debt and debt stress
publisher Elsevier Science Bv
publishDate 2015
url http://ddms.usim.edu.my/handle/123456789/8995
_version_ 1645152515841327104
score 13.222552