Kajian Kegiatan Sekim Cepat Kaya Di Semenanjung Malaysia
This exploratory study examined the activities of the Get-Rich-Quick schemes in Peninsular Malaysia. Its main objective is to understand how the schemes are operated and to study the activities from the syarak point of view. The focus of the study is to understand the motivations, both the partic...
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| Main Authors: | , , |
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| Format: | Research Report |
| Language: | Burmese |
| Published: |
Kolej Universiti Islam Malaysia
2015
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| Online Access: | http://ddms.usim.edu.my/handle/123456789/7859 |
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| Summary: | This exploratory study examined the activities of the Get-Rich-Quick schemes in
Peninsular Malaysia. Its main objective is to understand how the schemes are
operated and to study the activities from the syarak point of view. The focus of
the study is to understand the motivations, both the participants as well as the
promoter, for them to be involved in such schemes.
Using interviews and secondary data, following on the case study approach, the
study obtained data pertaining to the types, forms and modus operandi of the
schemes. In addition, it also examined the economic and psychological impact
on the victims. The data were analysed using the content analysis and grounded
hypothesis.
Despite it is well-known that the schemes possess the elements of fraud and
deceptions, yet many people in many places continued to participate and ended
up as victims. They do not only lost money and wealth, but also suffer mental
anguish. On the other hand, despite contravening the law and the promoters are
punishable severely in the court of law, the activities continued to appear within
the society. Many of the victims appear to be more prominent, though not
exclusively, in the low income group and from a certain racial group - particularly
the Bumiputera. The promoter, however, are of various backgrounds.
Due to the existence of fraud and deception elements, the schemes are viewed
as haram from the syarak perspective. The main motivation for the respondents
to participate in the scheme is the urge to get-rich-quick and the convincing
approach made by the promoters. Those whose urge to get rich quick appear as
an influence by the existing participants. This factor is exarcebated by lack of
knowledge about investments and the element of awe among the victims towards
the promoter, whose pursuasive skills are said to be very effective and they also
used all possible methods to lure and impress upon the victims, including using
religious approach.
The study suggests a more aggressive "public education" programmes among
the public in order to eradicate the unbecoming activities. This should also
include using religious approach. It is also suggested that, a program for creating
awareness for proper financial planning among the Bumiputra be created.
However, a thorough understanding of the aspiration of the Malays is necessay
in order to ensure effectiveness of this programme. |
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