Cover Image

Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique

This paper aims to investigate the performance and effectiveness of Amanah Ikhtiar Malaysia (AIM) microfinance programme for poverty eradication in Malaysia. It is an attempt to provide a rigorous analysis of the role played by AIM with special reference to selected branches in Terengganu. This...

Full description

Saved in:
Bibliographic Details
Main Authors: Mohamed Sharif Bashir, Norhaziah Nawai
Format: Article
Language:English
Published: Universiti Sains Islam Malaysia 2012
Subjects:
Microfinance
Factor analysis
Poverty alleviation
Amanah Ikhtiar Malaysia
Online Access:http://ddms.usim.edu.my/handle/123456789/5311
Tags: Add Tag
No Tags, Be the first to tag this record!
id my.usim-5311
record_format dspace
spelling my.usim-53112015-03-02T02:34:51Z Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique Mohamed Sharif Bashir Norhaziah Nawai Microfinance Factor analysis Poverty alleviation Amanah Ikhtiar Malaysia This paper aims to investigate the performance and effectiveness of Amanah Ikhtiar Malaysia (AIM) microfinance programme for poverty eradication in Malaysia. It is an attempt to provide a rigorous analysis of the role played by AIM with special reference to selected branches in Terengganu. This paper has employed the factor analysis technique and regression analysis to test research hypothesis. Multivariate technique of factor analysis was used to test the hypothesis that the social demographic characteristics of the respondents influence the AIM programme effectiveness through the socioeconomic variables while, multiple regression analysis was employed to investigate the determinants of effectiveness of the AIM programme performance. The findings has detected a significant relationship between the programme performance and socioeconomic and demographic characteristics of the targeted population. The findings of regression model showed that the most significant variable influencing the performance variable - loan utilization is the factor SS perceived adequacy of social services with a coefficient statically significant at (p = .00)> and explained about 36.3% of the variance in the dependent variable. The regression model also showed that the impact of the three demographic and economic factors were highly significant at leve1 0.05. 2012-02-20T02:34:19Z 2012-02-20T02:34:19Z 2006 Article 1823075X http://ddms.usim.edu.my/handle/123456789/5311 en vol.3 no.1 2006; Universiti Sains Islam Malaysia
institution Universiti Sains Islam Malaysia
building USIM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universit Sains Islam i Malaysia
content_source USIM Institutional Repository
url_provider http://ddms.usim.edu.my/
language English
topic Microfinance
Factor analysis
Poverty alleviation
Amanah Ikhtiar Malaysia
spellingShingle Microfinance
Factor analysis
Poverty alleviation
Amanah Ikhtiar Malaysia
Mohamed Sharif Bashir
Norhaziah Nawai
Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique
description This paper aims to investigate the performance and effectiveness of Amanah Ikhtiar Malaysia (AIM) microfinance programme for poverty eradication in Malaysia. It is an attempt to provide a rigorous analysis of the role played by AIM with special reference to selected branches in Terengganu. This paper has employed the factor analysis technique and regression analysis to test research hypothesis. Multivariate technique of factor analysis was used to test the hypothesis that the social demographic characteristics of the respondents influence the AIM programme effectiveness through the socioeconomic variables while, multiple regression analysis was employed to investigate the determinants of effectiveness of the AIM programme performance. The findings has detected a significant relationship between the programme performance and socioeconomic and demographic characteristics of the targeted population. The findings of regression model showed that the most significant variable influencing the performance variable - loan utilization is the factor SS perceived adequacy of social services with a coefficient statically significant at (p = .00)> and explained about 36.3% of the variance in the dependent variable. The regression model also showed that the impact of the three demographic and economic factors were highly significant at leve1 0.05.
format Article
author Mohamed Sharif Bashir
Norhaziah Nawai
author_facet Mohamed Sharif Bashir
Norhaziah Nawai
author_sort Mohamed Sharif Bashir
title Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique
title_short Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique
title_full Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique
title_fullStr Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique
title_full_unstemmed Performance and Effectiveness of The Amanah Ikhtiar Malaysia (AIM) Programmes: Factor Analysis Technique
title_sort performance and effectiveness of the amanah ikhtiar malaysia (aim) programmes: factor analysis technique
publisher Universiti Sains Islam Malaysia
publishDate 2012
url http://ddms.usim.edu.my/handle/123456789/5311
_version_ 1645151641130762240
score 13.222552

Similar Items