Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia
Problem loan (PL) deteriorates the NBFI performance as it can cause the firm to encounter financial distress. NBFI management and managers need to manage the lending activities properly to mitigate the problem loan from occurring by determining the factors that influence the PL. H...
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Academia Industry Networks
2020
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Online Access: | http://psasir.upm.edu.my/id/eprint/88903/1/ABSTRACT.pdf http://psasir.upm.edu.my/id/eprint/88903/ https://myjms.mohe.gov.my/index.php/ajaf/article/view/9701 |
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my.upm.eprints.889032021-11-03T05:47:41Z http://psasir.upm.edu.my/id/eprint/88903/ Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia M. T., Hirnissa Mohd Ashhari, Zariyawati R., Fadilla Problem loan (PL) deteriorates the NBFI performance as it can cause the firm to encounter financial distress. NBFI management and managers need to manage the lending activities properly to mitigate the problem loan from occurring by determining the factors that influence the PL. Hence, this study is conducted to investigate the determinants of problem loan Malaysian NBFI for the period of 10 years which is from the year 2008 to the year 2017. The result Panel Data analysis shows that deposit growth and firm credit growth positively associated with problem loans. NBFI management of managers should consider deposit growth and firm credit growth while performing lending in creating income. This may be avoiding the bank to encounter financial distress and performance deterioration. Academia Industry Networks 2020 Article PeerReviewed text en http://psasir.upm.edu.my/id/eprint/88903/1/ABSTRACT.pdf M. T., Hirnissa and Mohd Ashhari, Zariyawati and R., Fadilla (2020) Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia. Advanced Journal of Accounting and Finance, 2 (1). pp. 1-9. ISSN 2710-625X https://myjms.mohe.gov.my/index.php/ajaf/article/view/9701 |
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Problem loan (PL) deteriorates the NBFI performance as it can cause the firm to encounter financial distress. NBFI management and managers need to manage the lending activities properly to mitigate the problem loan from occurring by determining the factors that influence the PL. Hence, this study is conducted to investigate the determinants of problem loan Malaysian NBFI for the period of 10 years which is from the year 2008 to the year 2017. The result Panel Data analysis shows that deposit growth and firm credit growth positively associated with problem loans. NBFI management of managers should consider deposit growth and firm credit growth while performing lending in creating income. This may be avoiding the bank to encounter financial distress and performance deterioration. |
format |
Article |
author |
M. T., Hirnissa Mohd Ashhari, Zariyawati R., Fadilla |
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M. T., Hirnissa Mohd Ashhari, Zariyawati R., Fadilla Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia |
author_facet |
M. T., Hirnissa Mohd Ashhari, Zariyawati R., Fadilla |
author_sort |
M. T., Hirnissa |
title |
Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia |
title_short |
Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia |
title_full |
Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia |
title_fullStr |
Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia |
title_full_unstemmed |
Exploratory study on determinants of problem loan among non-bank financial institution in Malaysia |
title_sort |
exploratory study on determinants of problem loan among non-bank financial institution in malaysia |
publisher |
Academia Industry Networks |
publishDate |
2020 |
url |
http://psasir.upm.edu.my/id/eprint/88903/1/ABSTRACT.pdf http://psasir.upm.edu.my/id/eprint/88903/ https://myjms.mohe.gov.my/index.php/ajaf/article/view/9701 |
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13.211869 |