The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collecte...
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Faculty of Business and Management, Universiti Teknologi MARA
2019
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Online Access: | http://psasir.upm.edu.my/id/eprint/82593/1/The%20role%20of%20perceived%20behavioural.pdf http://psasir.upm.edu.my/id/eprint/82593/ |
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my.upm.eprints.825932020-10-17T21:30:33Z http://psasir.upm.edu.my/id/eprint/82593/ The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund Yusof, Radduan Sabri, Mohamad Fazli Abd. Rahim, Husniyah Md. Jusoh, Zuroni The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collected through a nationwide multistage proportionate cluster sampling. A nonparametric sampling procedure using bootstrapping following the Preacher and Hayes technique in mediating analysis were employed. The specific indirect effect from the bootstrapping result concluded that tax incentives influence the saving intention via perceived behavioural control, in contrast to cash incentives which is not significant. Predicting a person’s intention to save in a voluntary retirement fund is an important issue, and the findings of this study would have practical implications on policy makers and commercial marketers alike, as it would help to encourage retirement savings through voluntary funds to prevent financial insufficiency in the golden age. Faculty of Business and Management, Universiti Teknologi MARA 2019 Article PeerReviewed text en http://psasir.upm.edu.my/id/eprint/82593/1/The%20role%20of%20perceived%20behavioural.pdf Yusof, Radduan and Sabri, Mohamad Fazli and Abd. Rahim, Husniyah and Md. Jusoh, Zuroni (2019) The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund. Advances in Business Research International Journal (ABRIJ), 5 (1). pp. 144-156. ISSN 2462-1838 |
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The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collected through a nationwide multistage proportionate cluster sampling. A nonparametric sampling procedure using bootstrapping following the Preacher and Hayes technique in mediating analysis were employed. The specific indirect effect from the bootstrapping result concluded that tax incentives influence the saving intention via perceived behavioural control, in contrast to cash incentives which is not significant. Predicting a person’s intention to save in a voluntary retirement fund is an important issue, and the findings of this study would have practical implications on policy makers and commercial marketers alike, as it would help to encourage retirement savings through voluntary funds to prevent financial insufficiency in the golden age. |
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Article |
author |
Yusof, Radduan Sabri, Mohamad Fazli Abd. Rahim, Husniyah Md. Jusoh, Zuroni |
spellingShingle |
Yusof, Radduan Sabri, Mohamad Fazli Abd. Rahim, Husniyah Md. Jusoh, Zuroni The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund |
author_facet |
Yusof, Radduan Sabri, Mohamad Fazli Abd. Rahim, Husniyah Md. Jusoh, Zuroni |
author_sort |
Yusof, Radduan |
title |
The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund |
title_short |
The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund |
title_full |
The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund |
title_fullStr |
The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund |
title_full_unstemmed |
The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund |
title_sort |
role of perceived behavioural control as mediator on financial incentives towards saving in a voluntary retirement fund |
publisher |
Faculty of Business and Management, Universiti Teknologi MARA |
publishDate |
2019 |
url |
http://psasir.upm.edu.my/id/eprint/82593/1/The%20role%20of%20perceived%20behavioural.pdf http://psasir.upm.edu.my/id/eprint/82593/ |
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13.211869 |