The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund

The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collecte...

Full description

Saved in:
Bibliographic Details
Main Authors: Yusof, Radduan, Sabri, Mohamad Fazli, Abd. Rahim, Husniyah, Md. Jusoh, Zuroni
Format: Article
Language:English
Published: Faculty of Business and Management, Universiti Teknologi MARA 2019
Online Access:http://psasir.upm.edu.my/id/eprint/82593/1/The%20role%20of%20perceived%20behavioural.pdf
http://psasir.upm.edu.my/id/eprint/82593/
Tags: Add Tag
No Tags, Be the first to tag this record!
id my.upm.eprints.82593
record_format eprints
spelling my.upm.eprints.825932020-10-17T21:30:33Z http://psasir.upm.edu.my/id/eprint/82593/ The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund Yusof, Radduan Sabri, Mohamad Fazli Abd. Rahim, Husniyah Md. Jusoh, Zuroni The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collected through a nationwide multistage proportionate cluster sampling. A nonparametric sampling procedure using bootstrapping following the Preacher and Hayes technique in mediating analysis were employed. The specific indirect effect from the bootstrapping result concluded that tax incentives influence the saving intention via perceived behavioural control, in contrast to cash incentives which is not significant. Predicting a person’s intention to save in a voluntary retirement fund is an important issue, and the findings of this study would have practical implications on policy makers and commercial marketers alike, as it would help to encourage retirement savings through voluntary funds to prevent financial insufficiency in the golden age. Faculty of Business and Management, Universiti Teknologi MARA 2019 Article PeerReviewed text en http://psasir.upm.edu.my/id/eprint/82593/1/The%20role%20of%20perceived%20behavioural.pdf Yusof, Radduan and Sabri, Mohamad Fazli and Abd. Rahim, Husniyah and Md. Jusoh, Zuroni (2019) The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund. Advances in Business Research International Journal (ABRIJ), 5 (1). pp. 144-156. ISSN 2462-1838
institution Universiti Putra Malaysia
building UPM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Putra Malaysia
content_source UPM Institutional Repository
url_provider http://psasir.upm.edu.my/
language English
description The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collected through a nationwide multistage proportionate cluster sampling. A nonparametric sampling procedure using bootstrapping following the Preacher and Hayes technique in mediating analysis were employed. The specific indirect effect from the bootstrapping result concluded that tax incentives influence the saving intention via perceived behavioural control, in contrast to cash incentives which is not significant. Predicting a person’s intention to save in a voluntary retirement fund is an important issue, and the findings of this study would have practical implications on policy makers and commercial marketers alike, as it would help to encourage retirement savings through voluntary funds to prevent financial insufficiency in the golden age.
format Article
author Yusof, Radduan
Sabri, Mohamad Fazli
Abd. Rahim, Husniyah
Md. Jusoh, Zuroni
spellingShingle Yusof, Radduan
Sabri, Mohamad Fazli
Abd. Rahim, Husniyah
Md. Jusoh, Zuroni
The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
author_facet Yusof, Radduan
Sabri, Mohamad Fazli
Abd. Rahim, Husniyah
Md. Jusoh, Zuroni
author_sort Yusof, Radduan
title The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
title_short The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
title_full The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
title_fullStr The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
title_full_unstemmed The role of perceived behavioural control as mediator on financial Incentives towards saving in a voluntary retirement fund
title_sort role of perceived behavioural control as mediator on financial incentives towards saving in a voluntary retirement fund
publisher Faculty of Business and Management, Universiti Teknologi MARA
publishDate 2019
url http://psasir.upm.edu.my/id/eprint/82593/1/The%20role%20of%20perceived%20behavioural.pdf
http://psasir.upm.edu.my/id/eprint/82593/
_version_ 1681490858319282176
score 13.211869