Perceived risk towards continual usage intention of online banking

This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which inclu...

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Main Authors: Mohd Tahir, Hirnissa, Mohd Ashhari, Zariyawati, Tye, Ying Ying
Format: Article
Published: Academia Industry Networks 2019
Online Access:http://psasir.upm.edu.my/id/eprint/81659/
https://myjms.mohe.gov.my/index.php/ajaf/article/view/7051
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spelling my.upm.eprints.816592023-02-07T01:49:24Z http://psasir.upm.edu.my/id/eprint/81659/ Perceived risk towards continual usage intention of online banking Mohd Tahir, Hirnissa Mohd Ashhari, Zariyawati Tye, Ying Ying This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which included privacy risk, financial risk, social risk, time risk, performance risk and psychological risk. This research was distributed through online questionnaire by using convenient sampling technique to collect the data. A total of 400 respondents were obtained from online banking user who are above 18 years old in Malaysia. Multiple Linear Regression analysis was used to analyze the relationship between perceived risk and continual usage intention of online banking in Malaysia. The result revealed two perceived risks (time risk and psychological risk) were found to significantly influence the continual usage intention of online banking in Malaysia. Academia Industry Networks 2019-09-17 Article PeerReviewed Mohd Tahir, Hirnissa and Mohd Ashhari, Zariyawati and Tye, Ying Ying (2019) Perceived risk towards continual usage intention of online banking. Advanced Journal of Accounting and Finance, 1 (1). pp. 10-18. ISSN 2710-625X https://myjms.mohe.gov.my/index.php/ajaf/article/view/7051
institution Universiti Putra Malaysia
building UPM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Putra Malaysia
content_source UPM Institutional Repository
url_provider http://psasir.upm.edu.my/
description This study aims to determine the perceived risk towards continual usage intention of online banking in Malaysia. The perceived risk variables are adopted from Theory of Perceived Risk to further examine the influence to continual usage intention of online banking in Malaysia which included privacy risk, financial risk, social risk, time risk, performance risk and psychological risk. This research was distributed through online questionnaire by using convenient sampling technique to collect the data. A total of 400 respondents were obtained from online banking user who are above 18 years old in Malaysia. Multiple Linear Regression analysis was used to analyze the relationship between perceived risk and continual usage intention of online banking in Malaysia. The result revealed two perceived risks (time risk and psychological risk) were found to significantly influence the continual usage intention of online banking in Malaysia.
format Article
author Mohd Tahir, Hirnissa
Mohd Ashhari, Zariyawati
Tye, Ying Ying
spellingShingle Mohd Tahir, Hirnissa
Mohd Ashhari, Zariyawati
Tye, Ying Ying
Perceived risk towards continual usage intention of online banking
author_facet Mohd Tahir, Hirnissa
Mohd Ashhari, Zariyawati
Tye, Ying Ying
author_sort Mohd Tahir, Hirnissa
title Perceived risk towards continual usage intention of online banking
title_short Perceived risk towards continual usage intention of online banking
title_full Perceived risk towards continual usage intention of online banking
title_fullStr Perceived risk towards continual usage intention of online banking
title_full_unstemmed Perceived risk towards continual usage intention of online banking
title_sort perceived risk towards continual usage intention of online banking
publisher Academia Industry Networks
publishDate 2019
url http://psasir.upm.edu.my/id/eprint/81659/
https://myjms.mohe.gov.my/index.php/ajaf/article/view/7051
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score 13.211869