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Capital adequacy and lending and deposit behaviors of conventional and Islamic banks

Capital adequacy plays an important role in determining banking activities. A bank must hold a minimum level of capital to ensure sufficient funds to buffer against unexpected losses or adverse shocks. This study analyzes and compares Islamic and conventional banks in 14 Organization of Islamic Conf...

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Main Authors: Abdul Karim, Mastura, Hassan, Mohammad Kabir, Chowdury, Taufiq Hassan Shah, Mohamad, Shamsher
Format: Article
Language:English
Published: Elsevier 2014
Online Access:http://psasir.upm.edu.my/id/eprint/36701/1/Capital%20adequacy%20and%20lending%20and%20deposit%20behaviors%20of%20conventional%20and%20Islamic%20banks.pdf
http://psasir.upm.edu.my/id/eprint/36701/
http://www.sciencedirect.com/science/article/pii/S0927538X13000784
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spelling my.upm.eprints.367012015-08-24T03:07:21Z http://psasir.upm.edu.my/id/eprint/36701/ Capital adequacy and lending and deposit behaviors of conventional and Islamic banks Abdul Karim, Mastura Hassan, Mohammad Kabir Chowdury, Taufiq Hassan Shah Mohamad, Shamsher Capital adequacy plays an important role in determining banking activities. A bank must hold a minimum level of capital to ensure sufficient funds to buffer against unexpected losses or adverse shocks. This study analyzes and compares Islamic and conventional banks in 14 Organization of Islamic Conference (OIC) countries from 1999 to 2009. The empirical evidence suggests that capital requirements have a significant impact on the deposit and lending behaviors of the 52 Islamic banks (IBs) and 186 conventional banks (CBs) in the sample. There is a strong positive relationship between capital requirements and deposit and loan growth for both IBs and CBs. Elsevier 2014-06 Article PeerReviewed application/pdf en http://psasir.upm.edu.my/id/eprint/36701/1/Capital%20adequacy%20and%20lending%20and%20deposit%20behaviors%20of%20conventional%20and%20Islamic%20banks.pdf Abdul Karim, Mastura and Hassan, Mohammad Kabir and Chowdury, Taufiq Hassan Shah and Mohamad, Shamsher (2014) Capital adequacy and lending and deposit behaviors of conventional and Islamic banks. Pacific-Basin Finance Journal, 28. pp. 58-75. ISSN 0927-538X http://www.sciencedirect.com/science/article/pii/S0927538X13000784 10.1016/j.pacfin.2013.11.002
institution Universiti Putra Malaysia
building UPM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Putra Malaysia
content_source UPM Institutional Repository
url_provider http://psasir.upm.edu.my/
language English
description Capital adequacy plays an important role in determining banking activities. A bank must hold a minimum level of capital to ensure sufficient funds to buffer against unexpected losses or adverse shocks. This study analyzes and compares Islamic and conventional banks in 14 Organization of Islamic Conference (OIC) countries from 1999 to 2009. The empirical evidence suggests that capital requirements have a significant impact on the deposit and lending behaviors of the 52 Islamic banks (IBs) and 186 conventional banks (CBs) in the sample. There is a strong positive relationship between capital requirements and deposit and loan growth for both IBs and CBs.
format Article
author Abdul Karim, Mastura
Hassan, Mohammad Kabir
Chowdury, Taufiq Hassan Shah
Mohamad, Shamsher
spellingShingle Abdul Karim, Mastura
Hassan, Mohammad Kabir
Chowdury, Taufiq Hassan Shah
Mohamad, Shamsher
Capital adequacy and lending and deposit behaviors of conventional and Islamic banks
author_facet Abdul Karim, Mastura
Hassan, Mohammad Kabir
Chowdury, Taufiq Hassan Shah
Mohamad, Shamsher
author_sort Abdul Karim, Mastura
title Capital adequacy and lending and deposit behaviors of conventional and Islamic banks
title_short Capital adequacy and lending and deposit behaviors of conventional and Islamic banks
title_full Capital adequacy and lending and deposit behaviors of conventional and Islamic banks
title_fullStr Capital adequacy and lending and deposit behaviors of conventional and Islamic banks
title_full_unstemmed Capital adequacy and lending and deposit behaviors of conventional and Islamic banks
title_sort capital adequacy and lending and deposit behaviors of conventional and islamic banks
publisher Elsevier
publishDate 2014
url http://psasir.upm.edu.my/id/eprint/36701/1/Capital%20adequacy%20and%20lending%20and%20deposit%20behaviors%20of%20conventional%20and%20Islamic%20banks.pdf
http://psasir.upm.edu.my/id/eprint/36701/
http://www.sciencedirect.com/science/article/pii/S0927538X13000784
_version_ 1643831809863057408
score 13.211869

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