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Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia

Unlike previous financial literacy – financial planning research, we test the moderation effect of personality traits using Big-5 traits on the relationship. We collect 409 respondents and test the hypothesis using Structural Equation Model. This research offers several appealing features for an ana...

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محفوظ في:
التفاصيل البيبلوغرافية
المؤلفون الرئيسيون: Stellia, Djapri, Brahmana, Rayenda Khresna, Puah, Chin Hong
التنسيق: أطروحة
اللغة:English
منشور في: Universiti Malaysia Sarawak, (UNIMAS) 2019
الموضوعات:
B Philosophy (General)
BF Psychology
HG Finance
الوصول للمادة أونلاين:http://ir.unimas.my/id/eprint/25575/7/Stellia%20Djapri%20ft.pdf
http://ir.unimas.my/id/eprint/25575/
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id my.unimas.ir.25575
record_format eprints
spelling my.unimas.ir.255752024-08-27T08:52:02Z http://ir.unimas.my/id/eprint/25575/ Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia Stellia, Djapri Brahmana, Rayenda Khresna Puah, Chin Hong B Philosophy (General) BF Psychology HG Finance Unlike previous financial literacy – financial planning research, we test the moderation effect of personality traits using Big-5 traits on the relationship. We collect 409 respondents and test the hypothesis using Structural Equation Model. This research offers several appealing features for an analysis of financial literacy and financial planning. Psychological factors are added as the moderating variable on that association. This study explores the relationship between psychological factors and financial planning from an empirical perspectives. Specifically, by conducting survey in Malaysia, this research analyzes the influence of psychological factors on financial planning at the individual level focusing on the demographic profiles and financial literacy level. Personality traits are classified according to the ‘Big Five’ taxonomy: openness to experience, conscientiousness, extraversion, agreeableness and neuroticism. Conscientiousness, extraversion and neuroticism exert relatively large influences on financial planning in terms of the levels of financial literacy held by each individual. In contrast, openness to experience and agreeableness appear to be unimportant in influencing financial planning. The findings also suggest that personality traits have different moderating effects with financial literacy. For example, only neuroticism trait is found to have small moderating effect with financial literacy towards financial planning, where the other four traits have no moderating effect at all. Universiti Malaysia Sarawak, (UNIMAS) 2019-07-04 Thesis NonPeerReviewed text en http://ir.unimas.my/id/eprint/25575/7/Stellia%20Djapri%20ft.pdf Stellia, Djapri and Brahmana, Rayenda Khresna and Puah, Chin Hong (2019) Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia. PhD thesis, UNIMAS.
institution Universiti Malaysia Sarawak
building Centre for Academic Information Services (CAIS)
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Sarawak
content_source UNIMAS Institutional Repository
url_provider http://ir.unimas.my/
language English
topic B Philosophy (General)
BF Psychology
HG Finance
spellingShingle B Philosophy (General)
BF Psychology
HG Finance
Stellia, Djapri
Brahmana, Rayenda Khresna
Puah, Chin Hong
Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia
description Unlike previous financial literacy – financial planning research, we test the moderation effect of personality traits using Big-5 traits on the relationship. We collect 409 respondents and test the hypothesis using Structural Equation Model. This research offers several appealing features for an analysis of financial literacy and financial planning. Psychological factors are added as the moderating variable on that association. This study explores the relationship between psychological factors and financial planning from an empirical perspectives. Specifically, by conducting survey in Malaysia, this research analyzes the influence of psychological factors on financial planning at the individual level focusing on the demographic profiles and financial literacy level. Personality traits are classified according to the ‘Big Five’ taxonomy: openness to experience, conscientiousness, extraversion, agreeableness and neuroticism. Conscientiousness, extraversion and neuroticism exert relatively large influences on financial planning in terms of the levels of financial literacy held by each individual. In contrast, openness to experience and agreeableness appear to be unimportant in influencing financial planning. The findings also suggest that personality traits have different moderating effects with financial literacy. For example, only neuroticism trait is found to have small moderating effect with financial literacy towards financial planning, where the other four traits have no moderating effect at all.
format Thesis
author Stellia, Djapri
Brahmana, Rayenda Khresna
Puah, Chin Hong
author_facet Stellia, Djapri
Brahmana, Rayenda Khresna
Puah, Chin Hong
author_sort Stellia, Djapri
title Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia
title_short Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia
title_full Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia
title_fullStr Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia
title_full_unstemmed Financial Literacy and the Moderating Effects of Personality Traits on Financial Planning in Malaysia
title_sort financial literacy and the moderating effects of personality traits on financial planning in malaysia
publisher Universiti Malaysia Sarawak, (UNIMAS)
publishDate 2019
url http://ir.unimas.my/id/eprint/25575/7/Stellia%20Djapri%20ft.pdf
http://ir.unimas.my/id/eprint/25575/
_version_ 1808981471415762944
score 13.251813

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