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ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS

This research examines the socio-demographic factors of Peer-to-Peer (P2P) fintech lending within the Indonesian context. This research takes three different P2P Fintech lending measures: total fintech accounts, total fintech transactions, and total fintech loan disbursement. Using provincial data...

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Main Authors: Rayenda Khresna, Brahmana, Evan, Lau
Format: Article
Language:English
Published: UNIMAS Publisher 2024
Subjects:
HB Economic Theory
Online Access:http://ir.unimas.my/id/eprint/47022/1/5-IJBS-.pdf
http://ir.unimas.my/id/eprint/47022/
https://publisher.unimas.my/ojs/index.php/IJBS/article/view/8196
https://doi.org/10.33736/ijbs.8196.2024
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id my.unimas.ir-47022
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spelling my.unimas.ir-470222024-12-24T06:32:34Z http://ir.unimas.my/id/eprint/47022/ ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS Rayenda Khresna, Brahmana Evan, Lau HB Economic Theory This research examines the socio-demographic factors of Peer-to-Peer (P2P) fintech lending within the Indonesian context. This research takes three different P2P Fintech lending measures: total fintech accounts, total fintech transactions, and total fintech loan disbursement. Using provincial data from 2019 to 2022, our robust panel regression found that education, internet literacy, poverty, and gender play important roles in P2P Fintech lending, specifically the total accounts and transactions. However, the total fintech loans were only determined by education and Gender. This study contributes significantly to the digital economy literature, specifically within the fintech domain, offering valuable insights for policymakers and financial authorities in Indonesia to enhance regulatory frameworks and foster a more inclusive P2P Fintech landscape UNIMAS Publisher 2024 Article PeerReviewed text en http://ir.unimas.my/id/eprint/47022/1/5-IJBS-.pdf Rayenda Khresna, Brahmana and Evan, Lau (2024) ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS. International Journal of Business and Society, 25 (Sp.Iss). pp. 54-76. ISSN 1511-6670 https://publisher.unimas.my/ojs/index.php/IJBS/article/view/8196 https://doi.org/10.33736/ijbs.8196.2024
institution Universiti Malaysia Sarawak
building Centre for Academic Information Services (CAIS)
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Sarawak
content_source UNIMAS Institutional Repository
url_provider http://ir.unimas.my/
language English
topic HB Economic Theory
spellingShingle HB Economic Theory
Rayenda Khresna, Brahmana
Evan, Lau
ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS
description This research examines the socio-demographic factors of Peer-to-Peer (P2P) fintech lending within the Indonesian context. This research takes three different P2P Fintech lending measures: total fintech accounts, total fintech transactions, and total fintech loan disbursement. Using provincial data from 2019 to 2022, our robust panel regression found that education, internet literacy, poverty, and gender play important roles in P2P Fintech lending, specifically the total accounts and transactions. However, the total fintech loans were only determined by education and Gender. This study contributes significantly to the digital economy literature, specifically within the fintech domain, offering valuable insights for policymakers and financial authorities in Indonesia to enhance regulatory frameworks and foster a more inclusive P2P Fintech landscape
format Article
author Rayenda Khresna, Brahmana
Evan, Lau
author_facet Rayenda Khresna, Brahmana
Evan, Lau
author_sort Rayenda Khresna, Brahmana
title ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS
title_short ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS
title_full ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS
title_fullStr ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS
title_full_unstemmed ADOPTION OF PEER-TO-PEER (P2P) FINTECH LENDING : A STUDY OF SOCIO-DEMOGRAPHIC FACTORS
title_sort adoption of peer-to-peer (p2p) fintech lending : a study of socio-demographic factors
publisher UNIMAS Publisher
publishDate 2024
url http://ir.unimas.my/id/eprint/47022/1/5-IJBS-.pdf
http://ir.unimas.my/id/eprint/47022/
https://publisher.unimas.my/ojs/index.php/IJBS/article/view/8196
https://doi.org/10.33736/ijbs.8196.2024
_version_ 1819914980772806656
score 13.223943

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