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An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh

Link to publisher's homepage at http://ijbt.unimap.edu.my

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Bibliographic Details
Main Authors: Alam, Jahangir, Akhter, Nazmoon
Other Authors: jalam@cu.ac.bd
Format: Article
Language:English
Published: School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP) 2019
Subjects:
Commercial banks
Operational efficiency
Bank-Specific factors
Online Access:http://dspace.unimap.edu.my:80/xmlui/handle/123456789/62390
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spelling my.unimap-623902019-10-11T08:15:51Z An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh Alam, Jahangir Akhter, Nazmoon jalam@cu.ac.bd Commercial banks Operational efficiency Bank-Specific factors Link to publisher's homepage at http://ijbt.unimap.edu.my Operational efficiency of commercial banks is imperative to ensure economic stability and soundness in Bangladesh. However, it is directly affected by bank-specific factors such as bank size, capital adequacy, credit risk, liquidity, profitability and asset quality. The present study is designed to assess these bank-specific factors on the commercial banks’ operational efficiency in Bangladesh. The paper empirically analyses panel data of 30 scheduled commercial banks in Bangladesh over the period from 2011 to 2016. Several statistical techniques like Correlation Analysis, Fixed Effect Regression Model, Fixed Effect Regression Model with Cluster Robust Standard Errors and Driscoll-Kraay Standard Errors along with descriptive analysis are performed to get robust result about the study. The study reports that the bank-specific factors together explain 77.16% of the selected commercial banks’ operational efficiency. The result reveals that bank size, capital adequacy, profitability and loan portfolio have positive impact and credit risk, liquidity and asset quality have negative impact on operational efficiency of selected commercial banks in Bangladesh. The paper proposes that commercial banks should have high quality lending policy and loan portfolio after maintaining capital requirement and minimum liquidity and loan loss reserve against impaired loan to reduce insolvency risk and to sustain in the competitive business environment. 2019-10-11T08:15:51Z 2019-10-11T08:15:51Z 2019-10 Article International Journal of Business and Technopreneurship, vol.9(3), 2019, pages 247-266 2231-7090 2232-1543 (online) http://dspace.unimap.edu.my:80/xmlui/handle/123456789/62390 en School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
institution Universiti Malaysia Perlis
building UniMAP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Perlis
content_source UniMAP Library Digital Repository
url_provider http://dspace.unimap.edu.my/
language English
topic Commercial banks
Operational efficiency
Bank-Specific factors
spellingShingle Commercial banks
Operational efficiency
Bank-Specific factors
Alam, Jahangir
Akhter, Nazmoon
An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh
description Link to publisher's homepage at http://ijbt.unimap.edu.my
author2 jalam@cu.ac.bd
author_facet jalam@cu.ac.bd
Alam, Jahangir
Akhter, Nazmoon
format Article
author Alam, Jahangir
Akhter, Nazmoon
author_sort Alam, Jahangir
title An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh
title_short An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh
title_full An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh
title_fullStr An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh
title_full_unstemmed An assessment of Bank-Specific factors on operational efficiency: An empirical study on selected commercial banks in Bangladesh
title_sort assessment of bank-specific factors on operational efficiency: an empirical study on selected commercial banks in bangladesh
publisher School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
publishDate 2019
url http://dspace.unimap.edu.my:80/xmlui/handle/123456789/62390
_version_ 1651868685054246912
score 13.222552

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