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Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)

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Main Authors: Hauwa Aliyu Yamta, Mohammed Dahiru Madawaki
Other Authors: hauwapremier@gmail.com
Format: Article
Language:English
Published: School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP) 2019
Subjects:
Business finance
Maiduguri
Micro
Small and Medium Enterprises
Online Access:http://dspace.unimap.edu.my:80/xmlui/handle/123456789/61017
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spelling my.unimap-610172019-07-11T04:02:17Z Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs) Hauwa Aliyu Yamta Mohammed Dahiru Madawaki hauwapremier@gmail.com Business finance Maiduguri Micro Small and Medium Enterprises Link to publisher's homepage at http://ijbt.unimap.edu.my Business financing is one of the major areas of concern to potential and established business owners. Small businesses in particular, face many challenges in making choices on which source of finance could be used the study, therefore, evaluates the differences in preference among small businesses in Maiduguri metropolis with regards to sources of generating finance. Data were collected through the administration of a structured questionnaire to small business owners where a sample of 310 respondents were drawn using Krejcie and Morgan small sample technique from a population of 1595 registered small businesses in Maiduguri. The finding of the study shows that among the four sources of finance utilized in the study only personal savings varies significantly among entrepreneurs of small business other three sources of business financing loan from friends and relatives, loan from non-bank financial institutions and loan from banks vary insignificantly among entrepreneurs. Based on the findings the study recommends that government should encourage small business owners by providing soft loans with low-interest charges so that they can be motivated and adopt it to expand their business instead of relying mostly on personal savings where expansion is minimal or difficult. 2019-07-11T04:02:17Z 2019-07-11T04:02:17Z 2019-06 Article International Journal of Business and Technopreneurship, vol.9(2), 2019, pages 185-192 2231-7090 2232-1543 (online) http://dspace.unimap.edu.my:80/xmlui/handle/123456789/61017 en School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
institution Universiti Malaysia Perlis
building UniMAP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Perlis
content_source UniMAP Library Digital Repository
url_provider http://dspace.unimap.edu.my/
language English
topic Business finance
Maiduguri
Micro
Small and Medium Enterprises
spellingShingle Business finance
Maiduguri
Micro
Small and Medium Enterprises
Hauwa Aliyu Yamta
Mohammed Dahiru Madawaki
Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)
description Link to publisher's homepage at http://ijbt.unimap.edu.my
author2 hauwapremier@gmail.com
author_facet hauwapremier@gmail.com
Hauwa Aliyu Yamta
Mohammed Dahiru Madawaki
format Article
author Hauwa Aliyu Yamta
Mohammed Dahiru Madawaki
author_sort Hauwa Aliyu Yamta
title Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)
title_short Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)
title_full Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)
title_fullStr Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)
title_full_unstemmed Preference in Sourcing Business Financing in Maiduguri Metropolis: Evaluation of the Differences among Micro, Small and Medium Enterprises (MSMEs)
title_sort preference in sourcing business financing in maiduguri metropolis: evaluation of the differences among micro, small and medium enterprises (msmes)
publisher School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
publishDate 2019
url http://dspace.unimap.edu.my:80/xmlui/handle/123456789/61017
_version_ 1643806548718256128
score 13.222552

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