Determinants of household over-indebtedness

This study examined the effects of attitude, debt literacy, age, education level, gender and marital status towards over-indebtedness among respondents from Kota Kinabalu Sabah. The study was undertaken based on survey questionnaire and analysed using the Smart PLS. Based on the feedback from 152 re...

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Bibliographic Details
Main Author: Ninalyn Fridrict
Format: Thesis
Language:English
English
Published: 2016
Subjects:
Online Access:https://eprints.ums.edu.my/id/eprint/37585/1/24%20PAGES.pdf
https://eprints.ums.edu.my/id/eprint/37585/2/FULLTEXT.pdf
https://eprints.ums.edu.my/id/eprint/37585/
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Summary:This study examined the effects of attitude, debt literacy, age, education level, gender and marital status towards over-indebtedness among respondents from Kota Kinabalu Sabah. The study was undertaken based on survey questionnaire and analysed using the Smart PLS. Based on the feedback from 152 respondents, the findings revealed that attitude, debt literacy and gender had significant effect on household over-indebtedness while the relationship between age, education level and marital status with household over-indebtedness are rather insignificant statistically.