Staff View: Factors influencing graduate’s intention to repay educational debt

Factors influencing graduate’s intention to repay educational debt

This study examines the relationships between graduates' intention to repay educational debt and their attitude, parental influence, financial literacy, and financial behaviours. This study employs quantitative methods, and data was collected using a Google Form. The self-administered online su...

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Main Authors:	Siti Safwanah Jumat@Mohameda, Haneffa Muchlis Gazali, Tamrin Amboala
Format:	Article
Language:	English English
Published:	Penerbit UMS 2022
Subjects:	HQ1-2044 The Family. Marriage. Women LB2337.2-2340.8 Student financial aid
Online Access:	https://eprints.ums.edu.my/id/eprint/37381/1/ABSTRACT.pdf https://eprints.ums.edu.my/id/eprint/37381/2/FULL%20TEXT.pdf https://eprints.ums.edu.my/id/eprint/37381/ https://doi.org/10.51200/lbibf.v20i2.3899
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id	my.ums.eprints.37381
record_format	eprints
spelling	my.ums.eprints.373812023-09-22T07:57:37Z https://eprints.ums.edu.my/id/eprint/37381/ Factors influencing graduate’s intention to repay educational debt Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala HQ1-2044 The Family. Marriage. Women LB2337.2-2340.8 Student financial aid This study examines the relationships between graduates' intention to repay educational debt and their attitude, parental influence, financial literacy, and financial behaviours. This study employs quantitative methods, and data was collected using a Google Form. The self-administered online survey received 258 responses in total. According to the findings, attitude, parental influence, and financial literacy all have a significant positive relationship with the intention to repay the loan. The financial behaviour has no discernible relationship to repaying the educational loan. According to the findings, the Theory of Reasoned Action was significantly associated with loan repayment. The study has limitations, and more research is needed to fully understand this phenomenon. Penerbit UMS 2022 Article NonPeerReviewed text en https://eprints.ums.edu.my/id/eprint/37381/1/ABSTRACT.pdf text en https://eprints.ums.edu.my/id/eprint/37381/2/FULL%20TEXT.pdf Siti Safwanah Jumat@Mohameda and Haneffa Muchlis Gazali and Tamrin Amboala (2022) Factors influencing graduate’s intention to repay educational debt. Labuan Bulletin of International Business &Finance, 20. pp. 81-97. https://doi.org/10.51200/lbibf.v20i2.3899
institution	Universiti Malaysia Sabah
building	UMS Library
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Malaysia Sabah
content_source	UMS Institutional Repository
url_provider	http://eprints.ums.edu.my/
language	English English
topic	HQ1-2044 The Family. Marriage. Women LB2337.2-2340.8 Student financial aid
spellingShingle	HQ1-2044 The Family. Marriage. Women LB2337.2-2340.8 Student financial aid Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala Factors influencing graduate’s intention to repay educational debt
description	This study examines the relationships between graduates' intention to repay educational debt and their attitude, parental influence, financial literacy, and financial behaviours. This study employs quantitative methods, and data was collected using a Google Form. The self-administered online survey received 258 responses in total. According to the findings, attitude, parental influence, and financial literacy all have a significant positive relationship with the intention to repay the loan. The financial behaviour has no discernible relationship to repaying the educational loan. According to the findings, the Theory of Reasoned Action was significantly associated with loan repayment. The study has limitations, and more research is needed to fully understand this phenomenon.
format	Article
author	Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala
author_facet	Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala
author_sort	Siti Safwanah Jumat@Mohameda
title	Factors influencing graduate’s intention to repay educational debt
title_short	Factors influencing graduate’s intention to repay educational debt
title_full	Factors influencing graduate’s intention to repay educational debt
title_fullStr	Factors influencing graduate’s intention to repay educational debt
title_full_unstemmed	Factors influencing graduate’s intention to repay educational debt
title_sort	factors influencing graduate’s intention to repay educational debt
publisher	Penerbit UMS
publishDate	2022
url	https://eprints.ums.edu.my/id/eprint/37381/1/ABSTRACT.pdf https://eprints.ums.edu.my/id/eprint/37381/2/FULL%20TEXT.pdf https://eprints.ums.edu.my/id/eprint/37381/ https://doi.org/10.51200/lbibf.v20i2.3899
_version_	1778162808056184832
score	13.211869

Factors influencing graduate’s intention to repay educational debt

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