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Factors influencing the intention of state foundation loan recipients to payback the education loan

The issues of loan repayment are still existing until today. One of the state foundations has reported the number of recipients that has not paid their loan are higher than the recipient who has done the repayment. Therefore, the main objective of this study is focusing on the factors that influence...

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Main Authors: Nurul Farhanah, Mohd Idres, Hasnah, Haron, Ishak, Ismail
Format: Article
Language:English
Published: Penerbit UMP 2019
Subjects:
HJ Public Finance
Online Access:http://umpir.ump.edu.my/id/eprint/25207/1/Factors%20influencing%20the%20intention%20of%20state%20foundation%20loan.pdf
http://umpir.ump.edu.my/id/eprint/25207/
https://jgi.ump.edu.my/index.php/en/volume-2-issue-2-july-2019?format=html
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spelling my.ump.umpir.252072019-07-03T02:05:27Z http://umpir.ump.edu.my/id/eprint/25207/ Factors influencing the intention of state foundation loan recipients to payback the education loan Nurul Farhanah, Mohd Idres Hasnah, Haron Ishak, Ismail HJ Public Finance The issues of loan repayment are still existing until today. One of the state foundations has reported the number of recipients that has not paid their loan are higher than the recipient who has done the repayment. Therefore, the main objective of this study is focusing on the factors that influences the recipient to pay back the loan. 48 questionnaires were distributed to the state foundation’s loan recipients and a small interview were also conducted. Findings showed that the respondents had the intention to repay their loan as they were aware of their responsibilities especially the recipient that have high integrity. However, the inability to secure a good paying job is one of the reasons why they are not able to do so. Parental influence was found to be significant in influencing the loan recipients to repay their loan. It is suggested that the state foundation should increase the sense of responsibility among loan recipients to pay their loan and reminders should be given to their parents in order to convince their children to repay the loan. Penerbit UMP 2019 Article PeerReviewed pdf en http://umpir.ump.edu.my/id/eprint/25207/1/Factors%20influencing%20the%20intention%20of%20state%20foundation%20loan.pdf Nurul Farhanah, Mohd Idres and Hasnah, Haron and Ishak, Ismail (2019) Factors influencing the intention of state foundation loan recipients to payback the education loan. Journal of Governance & Integrity, 2 (2). pp. 36-51. ISSN 2600-7479 https://jgi.ump.edu.my/index.php/en/volume-2-issue-2-july-2019?format=html
institution Universiti Malaysia Pahang
building UMP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Pahang
content_source UMP Institutional Repository
url_provider http://umpir.ump.edu.my/
language English
topic HJ Public Finance
spellingShingle HJ Public Finance
Nurul Farhanah, Mohd Idres
Hasnah, Haron
Ishak, Ismail
Factors influencing the intention of state foundation loan recipients to payback the education loan
description The issues of loan repayment are still existing until today. One of the state foundations has reported the number of recipients that has not paid their loan are higher than the recipient who has done the repayment. Therefore, the main objective of this study is focusing on the factors that influences the recipient to pay back the loan. 48 questionnaires were distributed to the state foundation’s loan recipients and a small interview were also conducted. Findings showed that the respondents had the intention to repay their loan as they were aware of their responsibilities especially the recipient that have high integrity. However, the inability to secure a good paying job is one of the reasons why they are not able to do so. Parental influence was found to be significant in influencing the loan recipients to repay their loan. It is suggested that the state foundation should increase the sense of responsibility among loan recipients to pay their loan and reminders should be given to their parents in order to convince their children to repay the loan.
format Article
author Nurul Farhanah, Mohd Idres
Hasnah, Haron
Ishak, Ismail
author_facet Nurul Farhanah, Mohd Idres
Hasnah, Haron
Ishak, Ismail
author_sort Nurul Farhanah, Mohd Idres
title Factors influencing the intention of state foundation loan recipients to payback the education loan
title_short Factors influencing the intention of state foundation loan recipients to payback the education loan
title_full Factors influencing the intention of state foundation loan recipients to payback the education loan
title_fullStr Factors influencing the intention of state foundation loan recipients to payback the education loan
title_full_unstemmed Factors influencing the intention of state foundation loan recipients to payback the education loan
title_sort factors influencing the intention of state foundation loan recipients to payback the education loan
publisher Penerbit UMP
publishDate 2019
url http://umpir.ump.edu.my/id/eprint/25207/1/Factors%20influencing%20the%20intention%20of%20state%20foundation%20loan.pdf
http://umpir.ump.edu.my/id/eprint/25207/
https://jgi.ump.edu.my/index.php/en/volume-2-issue-2-july-2019?format=html
_version_ 1643669993915678720
score 13.211869

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