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Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia

This study examines how entrepreneurial competencies, education and total amount of credit received affect the performance of microenterprises owned and managed by Amanah Ikhtiar Malaysia’s (AIM) successful women micro-entrepreneurs in Malaysia. This study, using a cross-sectional design, collected...

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Main Author: Abdullah Al- Mamun
Format: Indexed Article
Published: SAGE Publications 2016
Online Access:http://discol.umk.edu.my/id/eprint/7544/
http://journals.sagepub.com/doi/full/10.1177/0972262916651510
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spelling my.umk.eprints.75442022-05-24T02:16:11Z http://discol.umk.edu.my/id/eprint/7544/ Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia Abdullah Al- Mamun This study examines how entrepreneurial competencies, education and total amount of credit received affect the performance of microenterprises owned and managed by Amanah Ikhtiar Malaysia’s (AIM) successful women micro-entrepreneurs in Malaysia. This study, using a cross-sectional design, collected quantitative data from 407 women micro-entrepreneurs through structured interviews. Findings of this study indicate that women micro-entrepreneurs’ level of education, entrepreneurial competencies and total amount of economic credit received have a significant positive effect on microenterprise performance. Among these three aspects, credit received has a relatively higher effect on microenterprise performance followed by level of education and entrepreneurial competencies. Therefore, AIM should focus on designing a flexible and diversified credit programme, followed by specialized training programmes, and facilitate sharing of experiences in order to improve the competencies, which could ultimately improve the performance of microenterprises owned and managed by the low-income women micro-entrepreneurs in Malaysia. SAGE Publications 2016-07-01 Indexed Article NonPeerReviewed Abdullah Al- Mamun (2016) Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia. Vision, 20 (3). pp. 159-168. http://journals.sagepub.com/doi/full/10.1177/0972262916651510 10.1177/0972262916651510 10.1177/0972262916651510 10.1177/0972262916651510
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
description This study examines how entrepreneurial competencies, education and total amount of credit received affect the performance of microenterprises owned and managed by Amanah Ikhtiar Malaysia’s (AIM) successful women micro-entrepreneurs in Malaysia. This study, using a cross-sectional design, collected quantitative data from 407 women micro-entrepreneurs through structured interviews. Findings of this study indicate that women micro-entrepreneurs’ level of education, entrepreneurial competencies and total amount of economic credit received have a significant positive effect on microenterprise performance. Among these three aspects, credit received has a relatively higher effect on microenterprise performance followed by level of education and entrepreneurial competencies. Therefore, AIM should focus on designing a flexible and diversified credit programme, followed by specialized training programmes, and facilitate sharing of experiences in order to improve the competencies, which could ultimately improve the performance of microenterprises owned and managed by the low-income women micro-entrepreneurs in Malaysia.
format Indexed Article
author Abdullah Al- Mamun
spellingShingle Abdullah Al- Mamun
Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia
author_facet Abdullah Al- Mamun
author_sort Abdullah Al- Mamun
title Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia
title_short Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia
title_full Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia
title_fullStr Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia
title_full_unstemmed Access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in Malaysia
title_sort access to credit, education and entrepreneurial competencies: a study among women micro-entrepreneurs in malaysia
publisher SAGE Publications
publishDate 2016
url http://discol.umk.edu.my/id/eprint/7544/
http://journals.sagepub.com/doi/full/10.1177/0972262916651510
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score 13.211869

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