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The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan

Takaful is derived from the Arabic verb 'kafala', which means to secure, maintain, help and care for one's needs. Takaful is an Islamic insurance system based on the principles of'ta'awun (mutual help) and 'tabarru' (voluntary contributions). This study was conduct...

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Main Authors: Mohamad Solihim, Norliyana, Ghani, Normazlina Zalwani, Mustafa, Norhidayah
Format: Undergraduate Final Project Report
Published: 2015
Online Access:http://discol.umk.edu.my/id/eprint/6639/
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spelling my.umk.eprints.66392022-05-23T08:48:28Z http://discol.umk.edu.my/id/eprint/6639/ The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan Mohamad Solihim, Norliyana Ghani, Normazlina Zalwani Mustafa, Norhidayah Takaful is derived from the Arabic verb 'kafala', which means to secure, maintain, help and care for one's needs. Takaful is an Islamic insurance system based on the principles of'ta'awun (mutual help) and 'tabarru' (voluntary contributions). This study was conducted to assess the level of readiness to purchase Takaful products among Islamic Banking and Finance (SAB) at Universiti Malaysia Kelantan. This model was tested using survey data from 100 respondents. This study was conducted using quantitative research approach that is by distributing questionnaires to selected respondents. Samples were selected among students SAB years 1,2,3 and 4 at the Universiti Malaysia Kelantan, the city campus. This study aims to identify the willingness of students to acquire Takaful products using multiple independent variables demographic factor, religion, knowledge and financial position. The results suggest that attitude, subjective norm and amount of information provide the best fit to the data and are of value to be considered as the indispensable factors in determining the Islamic insurance participation. The findings of this study shed some light on the consumers acceptance level of an Islamic insurance. It also provides valuable insights for Takaful operators to manage the Islam insurance services effectively. 2015 Undergraduate Final Project Report NonPeerReviewed Mohamad Solihim, Norliyana and Ghani, Normazlina Zalwani and Mustafa, Norhidayah (2015) The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan. Undergraduate Final Project Report thesis, Faculty of Entrepreneurship and Business. (Submitted)
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
description Takaful is derived from the Arabic verb 'kafala', which means to secure, maintain, help and care for one's needs. Takaful is an Islamic insurance system based on the principles of'ta'awun (mutual help) and 'tabarru' (voluntary contributions). This study was conducted to assess the level of readiness to purchase Takaful products among Islamic Banking and Finance (SAB) at Universiti Malaysia Kelantan. This model was tested using survey data from 100 respondents. This study was conducted using quantitative research approach that is by distributing questionnaires to selected respondents. Samples were selected among students SAB years 1,2,3 and 4 at the Universiti Malaysia Kelantan, the city campus. This study aims to identify the willingness of students to acquire Takaful products using multiple independent variables demographic factor, religion, knowledge and financial position. The results suggest that attitude, subjective norm and amount of information provide the best fit to the data and are of value to be considered as the indispensable factors in determining the Islamic insurance participation. The findings of this study shed some light on the consumers acceptance level of an Islamic insurance. It also provides valuable insights for Takaful operators to manage the Islam insurance services effectively.
format Undergraduate Final Project Report
author Mohamad Solihim, Norliyana
Ghani, Normazlina Zalwani
Mustafa, Norhidayah
spellingShingle Mohamad Solihim, Norliyana
Ghani, Normazlina Zalwani
Mustafa, Norhidayah
The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan
author_facet Mohamad Solihim, Norliyana
Ghani, Normazlina Zalwani
Mustafa, Norhidayah
author_sort Mohamad Solihim, Norliyana
title The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan
title_short The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan
title_full The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan
title_fullStr The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan
title_full_unstemmed The willingness to purchase Takaful among Islamic Banking and Finance students in University Malaysia Kelantan
title_sort willingness to purchase takaful among islamic banking and finance students in university malaysia kelantan
publishDate 2015
url http://discol.umk.edu.my/id/eprint/6639/
_version_ 1763303725967867904
score 13.211869

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