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Personal finance literacy among Students in institutions of higher learning

Low financial literacy and poor in managing personal finance among students in institutions of higher learning especially in Malaysia is getting to the stage where it must be tackle fast and wisely before it is too late. Low financial literacy can cause financial problems to students in the short an...

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Main Author: Noor Aishah Ahmad, .
Format: Undergraduate Final Project Report
Published: 2011
Online Access:http://discol.umk.edu.my/id/eprint/5420/
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spelling my.umk.eprints.54202022-05-23T08:41:18Z http://discol.umk.edu.my/id/eprint/5420/ Personal finance literacy among Students in institutions of higher learning Noor Aishah Ahmad, . Low financial literacy and poor in managing personal finance among students in institutions of higher learning especially in Malaysia is getting to the stage where it must be tackle fast and wisely before it is too late. Low financial literacy can cause financial problems to students in the short and long term if this matter were taken lightly. This study aims to examine factors which lead to personal finance literacy among students in institutions of higher learning. Factors examined include finance literacy, student characteristics, formal and informal finance education curriculum also demographic details ranging from personal characteristics, education and family information. A total of 100 questionnaires were distributed to two universities that are Universiti Malaysia Kelantan (UMK) and Universiti Kuala Lumpur (UNIKL) with 50 questionnaires each. Data collected was analyzed using Statistical Package for Social Science (SPSS) version 16.0. Findings show that student in institutions of higher learning do have a high level of finance literacy and are very aware of it. They know how to manage financial well with the help of their family, lifestyle and formal and informal education on finance that they had learn from their past years. Among demographic details which are found to be related to students in institutions of higher learning towards personal finance literacy will be all demographic factors stated earlier. Discussion on findings, conclusion and limitations of study are also included in the report. 2011 Undergraduate Final Project Report NonPeerReviewed Noor Aishah Ahmad, . (2011) Personal finance literacy among Students in institutions of higher learning. Undergraduate Final Project Report thesis, Faculty of Entrepreneurship and Business. (Submitted)
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
description Low financial literacy and poor in managing personal finance among students in institutions of higher learning especially in Malaysia is getting to the stage where it must be tackle fast and wisely before it is too late. Low financial literacy can cause financial problems to students in the short and long term if this matter were taken lightly. This study aims to examine factors which lead to personal finance literacy among students in institutions of higher learning. Factors examined include finance literacy, student characteristics, formal and informal finance education curriculum also demographic details ranging from personal characteristics, education and family information. A total of 100 questionnaires were distributed to two universities that are Universiti Malaysia Kelantan (UMK) and Universiti Kuala Lumpur (UNIKL) with 50 questionnaires each. Data collected was analyzed using Statistical Package for Social Science (SPSS) version 16.0. Findings show that student in institutions of higher learning do have a high level of finance literacy and are very aware of it. They know how to manage financial well with the help of their family, lifestyle and formal and informal education on finance that they had learn from their past years. Among demographic details which are found to be related to students in institutions of higher learning towards personal finance literacy will be all demographic factors stated earlier. Discussion on findings, conclusion and limitations of study are also included in the report.
format Undergraduate Final Project Report
author Noor Aishah Ahmad, .
spellingShingle Noor Aishah Ahmad, .
Personal finance literacy among Students in institutions of higher learning
author_facet Noor Aishah Ahmad, .
author_sort Noor Aishah Ahmad, .
title Personal finance literacy among Students in institutions of higher learning
title_short Personal finance literacy among Students in institutions of higher learning
title_full Personal finance literacy among Students in institutions of higher learning
title_fullStr Personal finance literacy among Students in institutions of higher learning
title_full_unstemmed Personal finance literacy among Students in institutions of higher learning
title_sort personal finance literacy among students in institutions of higher learning
publishDate 2011
url http://discol.umk.edu.my/id/eprint/5420/
_version_ 1763303551022399488
score 13.211869

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