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Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan

Nowadays, the use of debit cards among university students has become increasingly common. This phenomenon does not only undermine the advancement of technology, but it also has a significant impact on how students manage their own resources. Although debit cards offer various benefits, they also im...

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Main Authors: Nor Asira Mat Nafi, Nor Farahana Mohd Farid, Nor Fazua Najihah Subri, Nor Nasuha Zali
Format: Undergraduate Final Project Report
Language:English
Published: 2024
Online Access:http://discol.umk.edu.my/id/eprint/13881/1/G14.pdf
http://discol.umk.edu.my/id/eprint/13881/
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spelling my.umk.eprints.138812024-03-17T05:08:39Z http://discol.umk.edu.my/id/eprint/13881/ Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan Nor Asira Mat Nafi Nor Farahana Mohd Farid Nor Fazua Najihah Subri Nor Nasuha Zali Nowadays, the use of debit cards among university students has become increasingly common. This phenomenon does not only undermine the advancement of technology, but it also has a significant impact on how students manage their own resources. Although debit cards offer various benefits, they also impose certain restrictions that every university student must adhere to. This study's primary goal is to find out how the use of debit cards is correlated with safety, service quality, lifestyle, and facilities. The study was conducted empirically using the Unified Theory of Acceptance and Use of Technology 1 (UTAUT 1) model to study factors of debit card usage among students in University Malaysia Kelantan. Quantitative methods were employed to gather data through survey questionnaires; 351 questionnaires in total were collected. The data analysis was done using SPSS techniques, such as Spearman Correlation Analysis, Descriptive Testing, and Reliability and Validity Tests. The outcome demonstrates the strong relationship between debit card adoption and lifestyle, facilities, safety, and service quality. the researcher recommends expanding the study's focus by investigating a bigger sample size of participants who use debit cards at UMK. As a result of this inquiry, just a portion of UMK students is found to be responders, and the research's sample size is limited to one university. Future researchers should conduct studies at surrounding universities to increase the sample size. In later investigations, a bigger population size may help the researcher obtain more trustworthy results and generalize in a broader context. The study's conclusions demonstrated that factors safety, service quality, lifestyle and facilities are a factor of debit card usage among students in Universiti Malaysia Kelantan. 2024-01-27 Undergraduate Final Project Report NonPeerReviewed text en http://discol.umk.edu.my/id/eprint/13881/1/G14.pdf Nor Asira Mat Nafi and Nor Farahana Mohd Farid and Nor Fazua Najihah Subri and Nor Nasuha Zali (2024) Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan. Final Year Project thesis, University Malaysia Kelantan. (Submitted)
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
language English
description Nowadays, the use of debit cards among university students has become increasingly common. This phenomenon does not only undermine the advancement of technology, but it also has a significant impact on how students manage their own resources. Although debit cards offer various benefits, they also impose certain restrictions that every university student must adhere to. This study's primary goal is to find out how the use of debit cards is correlated with safety, service quality, lifestyle, and facilities. The study was conducted empirically using the Unified Theory of Acceptance and Use of Technology 1 (UTAUT 1) model to study factors of debit card usage among students in University Malaysia Kelantan. Quantitative methods were employed to gather data through survey questionnaires; 351 questionnaires in total were collected. The data analysis was done using SPSS techniques, such as Spearman Correlation Analysis, Descriptive Testing, and Reliability and Validity Tests. The outcome demonstrates the strong relationship between debit card adoption and lifestyle, facilities, safety, and service quality. the researcher recommends expanding the study's focus by investigating a bigger sample size of participants who use debit cards at UMK. As a result of this inquiry, just a portion of UMK students is found to be responders, and the research's sample size is limited to one university. Future researchers should conduct studies at surrounding universities to increase the sample size. In later investigations, a bigger population size may help the researcher obtain more trustworthy results and generalize in a broader context. The study's conclusions demonstrated that factors safety, service quality, lifestyle and facilities are a factor of debit card usage among students in Universiti Malaysia Kelantan.
format Undergraduate Final Project Report
author Nor Asira Mat Nafi
Nor Farahana Mohd Farid
Nor Fazua Najihah Subri
Nor Nasuha Zali
spellingShingle Nor Asira Mat Nafi
Nor Farahana Mohd Farid
Nor Fazua Najihah Subri
Nor Nasuha Zali
Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan
author_facet Nor Asira Mat Nafi
Nor Farahana Mohd Farid
Nor Fazua Najihah Subri
Nor Nasuha Zali
author_sort Nor Asira Mat Nafi
title Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan
title_short Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan
title_full Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan
title_fullStr Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan
title_full_unstemmed Investigate the factors of debit card usage among students in Universiti Malaysia Kelantan
title_sort investigate the factors of debit card usage among students in universiti malaysia kelantan
publishDate 2024
url http://discol.umk.edu.my/id/eprint/13881/1/G14.pdf
http://discol.umk.edu.my/id/eprint/13881/
_version_ 1794645924399546368
score 13.211869

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