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The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus

The understanding of personal saving among undergraduate students is a significant area of research due to its implications for financial well-being and future financial security. This study aims to explore the relationship that influences personal saving behaviour among undergraduate students, with...

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Main Authors:	Faridah Hakimah Rosemi, Fatin Faqihah Zakaria, Fatin Nur Elysa Zainal Abidin, Harundin Hamzah
Format:	Undergraduate Final Project Report
Language:	English
Published:	2024
Online Access:	http://discol.umk.edu.my/id/eprint/13872/1/G5.pdf http://discol.umk.edu.my/id/eprint/13872/
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id	my.umk.eprints.13872
record_format	eprints
spelling	my.umk.eprints.138722024-03-17T01:41:17Z http://discol.umk.edu.my/id/eprint/13872/ The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus Faridah Hakimah Rosemi Fatin Faqihah Zakaria Fatin Nur Elysa Zainal Abidin Harundin Hamzah The understanding of personal saving among undergraduate students is a significant area of research due to its implications for financial well-being and future financial security. This study aims to explore the relationship that influences personal saving behaviour among undergraduate students, with a focus on the Theory of Planned Behaviour (TPB). The TPB provides a theoretical framework to examine the relationship between financial literacy, family influence, peer influence, and self-control on personal saving behaviour. The study employs a quantitative approach, utilising a structured questionnaire to collect data from a sample of 346 undergraduate students. The questionnaire consisted of items that measured participants' levels of financial literacy, perceived family influence, perceived peer influence, self control, and personal saving behaviour. Statistical analyses, including inferential and correlation analyses, were conducted to examine the relationships between these variables. In summary, the study on personal saving behaviour among students contributes to the existing knowledge by examining the influence of financial literacy, family influence, peer influence, and self-control. It provides insights into the factors that shape students' saving habits and highlights the significance of financial education and support systems in promoting positive saving behaviour. The findings have implications for both research and practice, aiding in the development of effective interventions to enhance students' financial well-being and long-term financial security. 2024-01-15 Undergraduate Final Project Report NonPeerReviewed text en http://discol.umk.edu.my/id/eprint/13872/1/G5.pdf Faridah Hakimah Rosemi and Fatin Faqihah Zakaria and Fatin Nur Elysa Zainal Abidin and Harundin Hamzah (2024) The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus. Final Year Project thesis, University Malaysia Kelantan. (Submitted)
institution	Universiti Malaysia Kelantan
building	Perpustakaan Universiti Malaysia Kelantan
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Malaysia Kelantan
content_source	UMK Institutional Repository
url_provider	http://umkeprints.umk.edu.my/
language	English
description	The understanding of personal saving among undergraduate students is a significant area of research due to its implications for financial well-being and future financial security. This study aims to explore the relationship that influences personal saving behaviour among undergraduate students, with a focus on the Theory of Planned Behaviour (TPB). The TPB provides a theoretical framework to examine the relationship between financial literacy, family influence, peer influence, and self-control on personal saving behaviour. The study employs a quantitative approach, utilising a structured questionnaire to collect data from a sample of 346 undergraduate students. The questionnaire consisted of items that measured participants' levels of financial literacy, perceived family influence, perceived peer influence, self control, and personal saving behaviour. Statistical analyses, including inferential and correlation analyses, were conducted to examine the relationships between these variables. In summary, the study on personal saving behaviour among students contributes to the existing knowledge by examining the influence of financial literacy, family influence, peer influence, and self-control. It provides insights into the factors that shape students' saving habits and highlights the significance of financial education and support systems in promoting positive saving behaviour. The findings have implications for both research and practice, aiding in the development of effective interventions to enhance students' financial well-being and long-term financial security.
format	Undergraduate Final Project Report
author	Faridah Hakimah Rosemi Fatin Faqihah Zakaria Fatin Nur Elysa Zainal Abidin Harundin Hamzah
spellingShingle	Faridah Hakimah Rosemi Fatin Faqihah Zakaria Fatin Nur Elysa Zainal Abidin Harundin Hamzah The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
author_facet	Faridah Hakimah Rosemi Fatin Faqihah Zakaria Fatin Nur Elysa Zainal Abidin Harundin Hamzah
author_sort	Faridah Hakimah Rosemi
title	The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_short	The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_full	The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_fullStr	The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_full_unstemmed	The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_sort	determinants of personal saving among undergraduate students in universiti malaysia kelantan, city campus
publishDate	2024
url	http://discol.umk.edu.my/id/eprint/13872/1/G5.pdf http://discol.umk.edu.my/id/eprint/13872/
_version_	1794645923084632064
score	13.211869

The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus

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