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Determinants of financial worry: A study among millennials in Malaysia

Financial worry refers to the emotional stress that is specifically and highly related to money. Nowadays, financial worry is common among millennials as they are loaded with many responsibilities and life commitments that need to be attended to. The purpose of this study wis to look for the determi...

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Main Authors: Muhammad Nazhif Mohd Hamidi, Nur Kamila Mohd Nasir, Suhaila Sanusi, Tengku Azzrul Haqimie Tengku Azharizan Shah
Format: Undergraduate Final Project Report
Language:English
Published: 2023
Online Access:http://discol.umk.edu.my/id/eprint/13228/1/SAK37.pdf
http://discol.umk.edu.my/id/eprint/13228/
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spelling my.umk.eprints.132282023-05-17T10:37:24Z http://discol.umk.edu.my/id/eprint/13228/ Determinants of financial worry: A study among millennials in Malaysia Muhammad Nazhif Mohd Hamidi Nur Kamila Mohd Nasir Suhaila Sanusi Tengku Azzrul Haqimie Tengku Azharizan Shah Financial worry refers to the emotional stress that is specifically and highly related to money. Nowadays, financial worry is common among millennials as they are loaded with many responsibilities and life commitments that need to be attended to. The purpose of this study wis to look for the determinants of financial worry among millennials in Malaysia. This research is conducted In order to look for the determinants among millennials in Malaysia. This study emphasizes on studying and analyzing whether spending habit, debt management, financial unpreparedness and retirement saving are the determinants of financial worry among millennials in Malaysia. The methodology that is used for the study is quantitative method by the creation of online questionnaire that has been used to collect respondent data. Data that are obtained has been ran through detailed analytic processes with the SPSS 25 software. Analytical analysis such as descriptive analysis, reliability analysis, Pearson Correlation Coefficient and Multiple Linear Regression had been used to obtain the vital info regarding the data such as reliability, normality and the strength or magnitude of relationship between the four variables and financial worry among millennials in Malaysia. After thorough analysis, the variable with the most significant strength towards financial worry is financial unpreparedness. In conclusion, financial unpreparedness is the most crucial variable. This research will be beneficial for future researchers and also the millennial society. 2023-01-24 Undergraduate Final Project Report NonPeerReviewed text en http://discol.umk.edu.my/id/eprint/13228/1/SAK37.pdf Muhammad Nazhif Mohd Hamidi and Nur Kamila Mohd Nasir and Suhaila Sanusi and Tengku Azzrul Haqimie Tengku Azharizan Shah (2023) Determinants of financial worry: A study among millennials in Malaysia. Final Year Project thesis, Universiti Malaysia Kelantan. (Submitted)
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
language English
description Financial worry refers to the emotional stress that is specifically and highly related to money. Nowadays, financial worry is common among millennials as they are loaded with many responsibilities and life commitments that need to be attended to. The purpose of this study wis to look for the determinants of financial worry among millennials in Malaysia. This research is conducted In order to look for the determinants among millennials in Malaysia. This study emphasizes on studying and analyzing whether spending habit, debt management, financial unpreparedness and retirement saving are the determinants of financial worry among millennials in Malaysia. The methodology that is used for the study is quantitative method by the creation of online questionnaire that has been used to collect respondent data. Data that are obtained has been ran through detailed analytic processes with the SPSS 25 software. Analytical analysis such as descriptive analysis, reliability analysis, Pearson Correlation Coefficient and Multiple Linear Regression had been used to obtain the vital info regarding the data such as reliability, normality and the strength or magnitude of relationship between the four variables and financial worry among millennials in Malaysia. After thorough analysis, the variable with the most significant strength towards financial worry is financial unpreparedness. In conclusion, financial unpreparedness is the most crucial variable. This research will be beneficial for future researchers and also the millennial society.
format Undergraduate Final Project Report
author Muhammad Nazhif Mohd Hamidi
Nur Kamila Mohd Nasir
Suhaila Sanusi
Tengku Azzrul Haqimie Tengku Azharizan Shah
spellingShingle Muhammad Nazhif Mohd Hamidi
Nur Kamila Mohd Nasir
Suhaila Sanusi
Tengku Azzrul Haqimie Tengku Azharizan Shah
Determinants of financial worry: A study among millennials in Malaysia
author_facet Muhammad Nazhif Mohd Hamidi
Nur Kamila Mohd Nasir
Suhaila Sanusi
Tengku Azzrul Haqimie Tengku Azharizan Shah
author_sort Muhammad Nazhif Mohd Hamidi
title Determinants of financial worry: A study among millennials in Malaysia
title_short Determinants of financial worry: A study among millennials in Malaysia
title_full Determinants of financial worry: A study among millennials in Malaysia
title_fullStr Determinants of financial worry: A study among millennials in Malaysia
title_full_unstemmed Determinants of financial worry: A study among millennials in Malaysia
title_sort determinants of financial worry: a study among millennials in malaysia
publishDate 2023
url http://discol.umk.edu.my/id/eprint/13228/1/SAK37.pdf
http://discol.umk.edu.my/id/eprint/13228/
_version_ 1768013584812474368
score 13.211869

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