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The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand

The research on Islamic microfinance towards micro-entrepreneurs’ performance is still scanty in Thailand. To investigate this issue, this study attempts to examine the effect of Islamic microfinance (credit, savings, and training) on micro-entrepreneurs’ performance (i.e. economic and social perfor...

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Main Author: Ruslee Nuh
Format: UMK Etheses
Language:English
Published: 2019
Subjects:
BP Islam. Bahaism. Theosophy, etc
Online Access:http://discol.umk.edu.my/id/eprint/10167/1/Ruslee%20Nuh.pdf
http://discol.umk.edu.my/id/eprint/10167/
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spelling my.umk.eprints.101672022-06-28T13:40:35Z http://discol.umk.edu.my/id/eprint/10167/ The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand Ruslee Nuh BP Islam. Bahaism. Theosophy, etc The research on Islamic microfinance towards micro-entrepreneurs’ performance is still scanty in Thailand. To investigate this issue, this study attempts to examine the effect of Islamic microfinance (credit, savings, and training) on micro-entrepreneurs’ performance (i.e. economic and social performance) in Thailand. This study further examines the moderation effect of internal control (bank monitoring) and entrepreneurial self-efficacy towards the relationship between Islamic microfinance and micro- entrepreneurs’ performance. A total of 480 micro-entrepreneurs participated in the survey through a self-administered questionnaire. However, after data screening, only 400 respondents from the survey were used for the data analysis in this study. The main statistical technique used in this study is Structural Equation Modeling (SEM) by using Analysis of Moment Structure (AMOS) version 23. This study has found that all factors of Islamic microfinance (i.e. credit, savings, and training) offered by Islamic microfinance programme under Islamic bank of Thailand bring significant positive effect on the economic and social performance of micro-entrepreneurs in three provinces of Southern Thailand. With regards to the moderation effect, this study has revealed that the moderation effect of both internal controls through bank monitoring and entrepreneurial self-efficacy are significantly moderated in the relationship between Islamic microfinance and micro-entrepreneurs’ performance. Based on the findings, this study can support and give the theoretical contribution to Model of Entrepreneurship Process (Shane, 2003). The findings contribute to the policy makers, Islamic microfinance Institutions and other relevant stakeholders by promoting appropriate microfinance services (credit, savings and training) as well as strictly monitoring and supporting self-efficacy towards micro entrepreneurs to develop micro entrepreneurs in three provinces of Southern Thailand. 2019 UMK Etheses NonPeerReviewed text en http://discol.umk.edu.my/id/eprint/10167/1/Ruslee%20Nuh.pdf Ruslee Nuh (2019) The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand. Doctoral thesis, Universiti Malaysia Kelantan. (Submitted)
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
language English
topic BP Islam. Bahaism. Theosophy, etc
spellingShingle BP Islam. Bahaism. Theosophy, etc
Ruslee Nuh
The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand
description The research on Islamic microfinance towards micro-entrepreneurs’ performance is still scanty in Thailand. To investigate this issue, this study attempts to examine the effect of Islamic microfinance (credit, savings, and training) on micro-entrepreneurs’ performance (i.e. economic and social performance) in Thailand. This study further examines the moderation effect of internal control (bank monitoring) and entrepreneurial self-efficacy towards the relationship between Islamic microfinance and micro- entrepreneurs’ performance. A total of 480 micro-entrepreneurs participated in the survey through a self-administered questionnaire. However, after data screening, only 400 respondents from the survey were used for the data analysis in this study. The main statistical technique used in this study is Structural Equation Modeling (SEM) by using Analysis of Moment Structure (AMOS) version 23. This study has found that all factors of Islamic microfinance (i.e. credit, savings, and training) offered by Islamic microfinance programme under Islamic bank of Thailand bring significant positive effect on the economic and social performance of micro-entrepreneurs in three provinces of Southern Thailand. With regards to the moderation effect, this study has revealed that the moderation effect of both internal controls through bank monitoring and entrepreneurial self-efficacy are significantly moderated in the relationship between Islamic microfinance and micro-entrepreneurs’ performance. Based on the findings, this study can support and give the theoretical contribution to Model of Entrepreneurship Process (Shane, 2003). The findings contribute to the policy makers, Islamic microfinance Institutions and other relevant stakeholders by promoting appropriate microfinance services (credit, savings and training) as well as strictly monitoring and supporting self-efficacy towards micro entrepreneurs to develop micro entrepreneurs in three provinces of Southern Thailand.
format UMK Etheses
author Ruslee Nuh
author_facet Ruslee Nuh
author_sort Ruslee Nuh
title The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand
title_short The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand
title_full The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand
title_fullStr The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand
title_full_unstemmed The effect of Islamic microfinance services on micro-entrepreneurs’ performance in Southern Thailand
title_sort effect of islamic microfinance services on micro-entrepreneurs’ performance in southern thailand
publishDate 2019
url http://discol.umk.edu.my/id/eprint/10167/1/Ruslee%20Nuh.pdf
http://discol.umk.edu.my/id/eprint/10167/
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score 13.211869

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