Staff View: Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman

Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman

A robust grasp of personal finance, budgeting, and financial planning significantly influences students' spending habits. When students possess this understanding, they tend to make informed and responsible spending choices, prioritizing needs, establishing realistic budgets, and saving for fut...

Full description

Saved in:

Bibliographic Details
Main Authors:	Mohamad Shukori, Nur Izzati, Muhammad Usman, Siti Nurfaizah Nikman
Format:	Student Project
Language:	English
Published:	2024
Subjects:	H Social Sciences (General) Study and teaching. Research
Online Access:	https://ir.uitm.edu.my/id/eprint/97065/1/97065.pdf https://ir.uitm.edu.my/id/eprint/97065/
Tags:	Add Tag No Tags, Be the first to tag this record!

id	my.uitm.ir.97065
record_format	eprints
spelling	my.uitm.ir.970652024-06-19T07:05:01Z https://ir.uitm.edu.my/id/eprint/97065/ Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman Mohamad Shukori, Nur Izzati Muhammad Usman, Siti Nurfaizah Nikman H Social Sciences (General) Study and teaching. Research A robust grasp of personal finance, budgeting, and financial planning significantly influences students' spending habits. When students possess this understanding, they tend to make informed and responsible spending choices, prioritizing needs, establishing realistic budgets, and saving for future goals. Conversely, a deficiency in financial knowledge can result in impulsive spending, accumulating debt, and experiencing financial stress. Therefore, a clear link exists between financial literacy and the capacity to manage spending effectively among students. This study aims to identify the determinants influencing spending habits of UiTM Campus Samarahan 2 students, utilizing a proposed sample size of 341. Therefore, the most dominant factors are peer influence. Factor of peer influence is the most influential factor that influences students’ spending habits. There is a significant relationship between knowledge of financial management, parental income and peer influence which will influence the factors that influencing students’ spending habits towards their financial knowledge and there is no significant impact on peer influence ofthe students across gender, between males and females. The data collected through a survey distributed via Google Form Simultaneously, the research seeks to explore the interconnection between financial management knowledge, parental income, peer influence, and the student spending habits towards their financial knowledge in Campus Samarahan 2. 2024 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/97065/1/97065.pdf Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman. (2024) [Student Project] (Unpublished)
institution	Universiti Teknologi Mara
building	Tun Abdul Razak Library
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Teknologi Mara
content_source	UiTM Institutional Repository
url_provider	http://ir.uitm.edu.my/
language	English
topic	H Social Sciences (General) Study and teaching. Research
spellingShingle	H Social Sciences (General) Study and teaching. Research Mohamad Shukori, Nur Izzati Muhammad Usman, Siti Nurfaizah Nikman Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman
description	A robust grasp of personal finance, budgeting, and financial planning significantly influences students' spending habits. When students possess this understanding, they tend to make informed and responsible spending choices, prioritizing needs, establishing realistic budgets, and saving for future goals. Conversely, a deficiency in financial knowledge can result in impulsive spending, accumulating debt, and experiencing financial stress. Therefore, a clear link exists between financial literacy and the capacity to manage spending effectively among students. This study aims to identify the determinants influencing spending habits of UiTM Campus Samarahan 2 students, utilizing a proposed sample size of 341. Therefore, the most dominant factors are peer influence. Factor of peer influence is the most influential factor that influences students’ spending habits. There is a significant relationship between knowledge of financial management, parental income and peer influence which will influence the factors that influencing students’ spending habits towards their financial knowledge and there is no significant impact on peer influence ofthe students across gender, between males and females. The data collected through a survey distributed via Google Form Simultaneously, the research seeks to explore the interconnection between financial management knowledge, parental income, peer influence, and the student spending habits towards their financial knowledge in Campus Samarahan 2.
format	Student Project
author	Mohamad Shukori, Nur Izzati Muhammad Usman, Siti Nurfaizah Nikman
author_facet	Mohamad Shukori, Nur Izzati Muhammad Usman, Siti Nurfaizah Nikman
author_sort	Mohamad Shukori, Nur Izzati
title	Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman
title_short	Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman
title_full	Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman
title_fullStr	Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman
title_full_unstemmed	Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman
title_sort	factor influencing students’ spending habits towards their financial knowledge: case study in uitm campus samarahan 2 / nur izzatie mohamad shukori and siti nurfaizah nikman muhammad usman
publishDate	2024
url	https://ir.uitm.edu.my/id/eprint/97065/1/97065.pdf https://ir.uitm.edu.my/id/eprint/97065/
_version_	1802981109567324160
score	13.211869

Factor influencing students’ spending habits towards their financial knowledge: case study in UiTM Campus Samarahan 2 / Nur Izzatie Mohamad Shukori and Siti Nurfaizah Nikman Muhammad Usman

Similar Items