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Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak

In term of finance, capital requirement is the standardized requirement in place for banks that determine how much liquidity is required to be held for a certain level of assets. Banks are highly levered firms, and the nature of their leverage is unique in the sense that a substantial portion of ban...

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Main Author: Ishak, Farah Nadiah
Format: Thesis
Language:English
Published: 2017
Subjects:
Liquidity
Capital costs
Online Access:https://ir.uitm.edu.my/id/eprint/95596/1/95596.pdf
https://ir.uitm.edu.my/id/eprint/95596/
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spelling my.uitm.ir.955962024-06-11T16:37:07Z https://ir.uitm.edu.my/id/eprint/95596/ Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak Ishak, Farah Nadiah Liquidity Capital costs In term of finance, capital requirement is the standardized requirement in place for banks that determine how much liquidity is required to be held for a certain level of assets. Banks are highly levered firms, and the nature of their leverage is unique in the sense that a substantial portion of bank debt is "demandable" and is also part of the economy's payments system. Besides, banks are the most important financial intermediaries, which results from their role as providers of payments, loans and deposits, and as producers of information. Capital regulation was provoked by the concern that banks may hold capital less than what is socially optimal relative to their risk. In this case, regulators can enforce remedial covenants, such as restricting asset growth and certain activities or enforcing the raise of additional capital, which constrain the actions of banks. Because regulatory enforcements impose substantial costs on banks, they provide a vital incentive for banks to limit risk-taking. The expected study will determine capital adequacy ratio impact on bank risk taking with focus on Malaysia banking sector. The data of the expected study will be taken from the annual report as annually of the commercial bank in Malaysia. The type of the data that will be use is panel data which consist of eleven commercial banks from 2010 until 2015. The expected study is focus on effect of capital requirement on bank risk taking in Malaysia. The expected findings will depends on the variables effect of capital requirement on commercial bank risk's taking. 2017-07 Thesis NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/95596/1/95596.pdf Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak. (2017) Degree thesis, thesis, Universiti Teknologi MARA, Johor.
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Liquidity
Capital costs
spellingShingle Liquidity
Capital costs
Ishak, Farah Nadiah
Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
description In term of finance, capital requirement is the standardized requirement in place for banks that determine how much liquidity is required to be held for a certain level of assets. Banks are highly levered firms, and the nature of their leverage is unique in the sense that a substantial portion of bank debt is "demandable" and is also part of the economy's payments system. Besides, banks are the most important financial intermediaries, which results from their role as providers of payments, loans and deposits, and as producers of information. Capital regulation was provoked by the concern that banks may hold capital less than what is socially optimal relative to their risk. In this case, regulators can enforce remedial covenants, such as restricting asset growth and certain activities or enforcing the raise of additional capital, which constrain the actions of banks. Because regulatory enforcements impose substantial costs on banks, they provide a vital incentive for banks to limit risk-taking. The expected study will determine capital adequacy ratio impact on bank risk taking with focus on Malaysia banking sector. The data of the expected study will be taken from the annual report as annually of the commercial bank in Malaysia. The type of the data that will be use is panel data which consist of eleven commercial banks from 2010 until 2015. The expected study is focus on effect of capital requirement on bank risk taking in Malaysia. The expected findings will depends on the variables effect of capital requirement on commercial bank risk's taking.
format Thesis
author Ishak, Farah Nadiah
author_facet Ishak, Farah Nadiah
author_sort Ishak, Farah Nadiah
title Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_short Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_full Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_fullStr Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_full_unstemmed Bank capital requirement on bank risk taking: case of commercial bank in Malaysia / Farah Nadiah Ishak
title_sort bank capital requirement on bank risk taking: case of commercial bank in malaysia / farah nadiah ishak
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/95596/1/95596.pdf
https://ir.uitm.edu.my/id/eprint/95596/
_version_ 1802980996886298624
score 13.211869

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