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Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]

This paper aims to recognize and discuss the factors influencing the intention of Muslims to participate in Ar-Rahnu offered by Islamic banks. Despite conventional pawnshops offering a higher margin to the value of collateral higher asset values in loans compared to Ar-Rahnu, there has been a notice...

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Main Authors: Naqiuddin Muda, Muhammad Haris, Rahmat, Ainol Mardhiyah, A. Rahim, Nur Rifhan, Abd Halim, Siti Noorhaslina, Mohamad Razali, Nur Hanisah, Md Dali, Hafizuddin
Format: Article
Language:English
Published: UiTM Cawangan Johor 2024
Subjects:
Finance, Islamic
Online Access:https://ir.uitm.edu.my/id/eprint/95215/1/95215.pdf
https://ir.uitm.edu.my/id/eprint/95215/
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spelling my.uitm.ir.952152024-05-20T03:26:52Z https://ir.uitm.edu.my/id/eprint/95215/ Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.] iij Naqiuddin Muda, Muhammad Haris Rahmat, Ainol Mardhiyah A. Rahim, Nur Rifhan Abd Halim, Siti Noorhaslina Mohamad Razali, Nur Hanisah Md Dali, Hafizuddin Finance, Islamic This paper aims to recognize and discuss the factors influencing the intention of Muslims to participate in Ar-Rahnu offered by Islamic banks. Despite conventional pawnshops offering a higher margin to the value of collateral higher asset values in loans compared to Ar-Rahnu, there has been a noticeable increase in the demand for Ar-Rahnu over the years. The discussions attempt to create a discourse around the factors that influence the intention of Muslims to participate in Ar-Rahnu by using the Theory of Planned Behaviour plus religiosity. The findings propose conceptual frameworks that consist of components such as attitudes, subjective norms, perceived behavioral control, and religiosity as factors influencing the intention of Muslims to participate in Ar-Rahnu. However, these frameworks remain conceptual and await validation through empirical testing by future researchers. The findings of this study will provide valuable insights for Malaysian Islamic banks to enhance their Ar-Rahnu services. By aligning their offerings with Muslims' preferences and needs, Islamic banks can foster stronger relationships with their customer base and potentially attract new clientele. This review is hoped to be valuable to the present and future Ar-Rahnu scholars interested in the evolution of literature and identifying opportunities for future research. Ultimately, this paper addresses the crucial question of the factors influencing Muslims' intention to participate in Ar-Rahnu services in Islamic banks, thus contributing to the advancement of knowledge in this field. UiTM Cawangan Johor 2024 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/95215/1/95215.pdf Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]. (2024) Insight Journal (IJ) <https://ir.uitm.edu.my/view/publication/Insight_Journal_=28IJ=29/>, 11 (1). pp. 51-62. ISSN 2600-8564
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Finance, Islamic
spellingShingle Finance, Islamic
Naqiuddin Muda, Muhammad Haris
Rahmat, Ainol Mardhiyah
A. Rahim, Nur Rifhan
Abd Halim, Siti Noorhaslina
Mohamad Razali, Nur Hanisah
Md Dali, Hafizuddin
Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]
description This paper aims to recognize and discuss the factors influencing the intention of Muslims to participate in Ar-Rahnu offered by Islamic banks. Despite conventional pawnshops offering a higher margin to the value of collateral higher asset values in loans compared to Ar-Rahnu, there has been a noticeable increase in the demand for Ar-Rahnu over the years. The discussions attempt to create a discourse around the factors that influence the intention of Muslims to participate in Ar-Rahnu by using the Theory of Planned Behaviour plus religiosity. The findings propose conceptual frameworks that consist of components such as attitudes, subjective norms, perceived behavioral control, and religiosity as factors influencing the intention of Muslims to participate in Ar-Rahnu. However, these frameworks remain conceptual and await validation through empirical testing by future researchers. The findings of this study will provide valuable insights for Malaysian Islamic banks to enhance their Ar-Rahnu services. By aligning their offerings with Muslims' preferences and needs, Islamic banks can foster stronger relationships with their customer base and potentially attract new clientele. This review is hoped to be valuable to the present and future Ar-Rahnu scholars interested in the evolution of literature and identifying opportunities for future research. Ultimately, this paper addresses the crucial question of the factors influencing Muslims' intention to participate in Ar-Rahnu services in Islamic banks, thus contributing to the advancement of knowledge in this field.
format Article
author Naqiuddin Muda, Muhammad Haris
Rahmat, Ainol Mardhiyah
A. Rahim, Nur Rifhan
Abd Halim, Siti Noorhaslina
Mohamad Razali, Nur Hanisah
Md Dali, Hafizuddin
author_facet Naqiuddin Muda, Muhammad Haris
Rahmat, Ainol Mardhiyah
A. Rahim, Nur Rifhan
Abd Halim, Siti Noorhaslina
Mohamad Razali, Nur Hanisah
Md Dali, Hafizuddin
author_sort Naqiuddin Muda, Muhammad Haris
title Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]
title_short Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]
title_full Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]
title_fullStr Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]
title_full_unstemmed Conceptualising of Muslims’ in using Ar-Rahnu services offered by Malaysian Islamic banks / Muhammad Haris Naqiuddin Muda ... [et al.]
title_sort conceptualising of muslims’ in using ar-rahnu services offered by malaysian islamic banks / muhammad haris naqiuddin muda ... [et al.]
publisher UiTM Cawangan Johor
publishDate 2024
url https://ir.uitm.edu.my/id/eprint/95215/1/95215.pdf
https://ir.uitm.edu.my/id/eprint/95215/
_version_ 1800100680309932032
score 13.211869

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