Cover Image

The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun

A competitive environment is created among conventional and Islamic banking system in Malaysia. Recently, many studies have investigated the variations in the performance of Islamic and conventional banking in various regions of the world (Salman, & Nawaz, 2018). Apart from that, lack of studies...

Full description

Saved in:
Bibliographic Details
Main Authors: Othman, Jeslyn Putri, Mohamad Asroun, Noryanto Asroun
Format: Conference or Workshop Item
Language:English
Published: 2023
Subjects:
Human factors and architecture
Online Access:https://ir.uitm.edu.my/id/eprint/94982/1/94982.pdf
https://ir.uitm.edu.my/id/eprint/94982/
Tags: Add Tag
No Tags, Be the first to tag this record!
id my.uitm.ir.94982
record_format eprints
spelling my.uitm.ir.949822024-05-20T07:24:25Z https://ir.uitm.edu.my/id/eprint/94982/ The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun Othman, Jeslyn Putri Mohamad Asroun, Noryanto Asroun Human factors and architecture A competitive environment is created among conventional and Islamic banking system in Malaysia. Recently, many studies have investigated the variations in the performance of Islamic and conventional banking in various regions of the world (Salman, & Nawaz, 2018). Apart from that, lack of studies aims to know the choice of housing loan chosen by Malaysian and the characteristics of the loans Thus, this research aims to determine the main factors that influence the borrowers in choosing housing loan. The respondents are adults over 20 years old who live or work in Kuantan, Pahang and have gone through a housing loan process. The study approach involves distributing out a survey questionnaire to the target respondents by face to face and online. Mean score analysis is used to analyse the data. The result shows fair terms and conditions, terms and condition well explained, and monthly repayment amounts is not burdensome are main factors influencing borrowers in choosing housing loan. Therefore, this research give benefit to individual especially for the first-time home buyer who can aim to apply for the most suitable housing loan. 2023 Conference or Workshop Item PeerReviewed text en https://ir.uitm.edu.my/id/eprint/94982/1/94982.pdf The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun. (2023) In: UNSPECIFIED.
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Human factors and architecture
spellingShingle Human factors and architecture
Othman, Jeslyn Putri
Mohamad Asroun, Noryanto Asroun
The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun
description A competitive environment is created among conventional and Islamic banking system in Malaysia. Recently, many studies have investigated the variations in the performance of Islamic and conventional banking in various regions of the world (Salman, & Nawaz, 2018). Apart from that, lack of studies aims to know the choice of housing loan chosen by Malaysian and the characteristics of the loans Thus, this research aims to determine the main factors that influence the borrowers in choosing housing loan. The respondents are adults over 20 years old who live or work in Kuantan, Pahang and have gone through a housing loan process. The study approach involves distributing out a survey questionnaire to the target respondents by face to face and online. Mean score analysis is used to analyse the data. The result shows fair terms and conditions, terms and condition well explained, and monthly repayment amounts is not burdensome are main factors influencing borrowers in choosing housing loan. Therefore, this research give benefit to individual especially for the first-time home buyer who can aim to apply for the most suitable housing loan.
format Conference or Workshop Item
author Othman, Jeslyn Putri
Mohamad Asroun, Noryanto Asroun
author_facet Othman, Jeslyn Putri
Mohamad Asroun, Noryanto Asroun
author_sort Othman, Jeslyn Putri
title The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun
title_short The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun
title_full The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun
title_fullStr The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun
title_full_unstemmed The factors influence borrowers in choosing housing loan / Jeslyn Putri Othman and Noryanto Asroun Mohamad Asroun
title_sort factors influence borrowers in choosing housing loan / jeslyn putri othman and noryanto asroun mohamad asroun
publishDate 2023
url https://ir.uitm.edu.my/id/eprint/94982/1/94982.pdf
https://ir.uitm.edu.my/id/eprint/94982/
_version_ 1800100678966706176
score 13.211869

Similar Items