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Determinants of household debt in Malaysia / Rasmelia Rosli

Household debt in Malaysia has been keep increasing from time to time. Hence, it attracts economist to figure out the reason why the level of household debt increasing. This study is conduct a preliminary investigation on the determinants of household debt in Malaysia and to investigate the most sig...

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Main Author: Rosli, Rasmelia
Format: Thesis
Language:English
Published: 2019
Subjects:
Credit. Debt. Loans
Online Access:https://ir.uitm.edu.my/id/eprint/93748/1/93748.pdf
https://ir.uitm.edu.my/id/eprint/93748/
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spelling my.uitm.ir.937482024-04-16T04:06:31Z https://ir.uitm.edu.my/id/eprint/93748/ Determinants of household debt in Malaysia / Rasmelia Rosli Rosli, Rasmelia Credit. Debt. Loans Household debt in Malaysia has been keep increasing from time to time. Hence, it attracts economist to figure out the reason why the level of household debt increasing. This study is conduct a preliminary investigation on the determinants of household debt in Malaysia and to investigate the most significant factors that influencing the household debt in Malaysia. A multiple regression model was constructed to determine the relationship between the independent variables which is gross domestic product, interest rate and housing price index. The method used is Ordinary Least Square Method (OLS) by using monthly time series data spanning from the year 2005 until 2017 and have 52 observations to achieve the objective of the household debt in Malaysia. This method reviews that gross domestic product, interest rate and housing price index are positive and highly significant at 1% level towards the household debt. The most significant variable that influence the household debt in Malaysia is the housing price index. All the independent variables follow the expected sign which is positive. Therefore, it is suggested for the government to control the household debt level in Malaysia and monitor the banks and financial institution in giving out loan to the people in Malaysia. 2019 Thesis NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/93748/1/93748.pdf Determinants of household debt in Malaysia / Rasmelia Rosli. (2019) Degree thesis, thesis, Universiti Teknologi MARA, Terengganu.
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Credit. Debt. Loans
spellingShingle Credit. Debt. Loans
Rosli, Rasmelia
Determinants of household debt in Malaysia / Rasmelia Rosli
description Household debt in Malaysia has been keep increasing from time to time. Hence, it attracts economist to figure out the reason why the level of household debt increasing. This study is conduct a preliminary investigation on the determinants of household debt in Malaysia and to investigate the most significant factors that influencing the household debt in Malaysia. A multiple regression model was constructed to determine the relationship between the independent variables which is gross domestic product, interest rate and housing price index. The method used is Ordinary Least Square Method (OLS) by using monthly time series data spanning from the year 2005 until 2017 and have 52 observations to achieve the objective of the household debt in Malaysia. This method reviews that gross domestic product, interest rate and housing price index are positive and highly significant at 1% level towards the household debt. The most significant variable that influence the household debt in Malaysia is the housing price index. All the independent variables follow the expected sign which is positive. Therefore, it is suggested for the government to control the household debt level in Malaysia and monitor the banks and financial institution in giving out loan to the people in Malaysia.
format Thesis
author Rosli, Rasmelia
author_facet Rosli, Rasmelia
author_sort Rosli, Rasmelia
title Determinants of household debt in Malaysia / Rasmelia Rosli
title_short Determinants of household debt in Malaysia / Rasmelia Rosli
title_full Determinants of household debt in Malaysia / Rasmelia Rosli
title_fullStr Determinants of household debt in Malaysia / Rasmelia Rosli
title_full_unstemmed Determinants of household debt in Malaysia / Rasmelia Rosli
title_sort determinants of household debt in malaysia / rasmelia rosli
publishDate 2019
url https://ir.uitm.edu.my/id/eprint/93748/1/93748.pdf
https://ir.uitm.edu.my/id/eprint/93748/
_version_ 1797925129587523584
score 13.211869

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